A query returns as a result, for example, in the case of the line of credit for businesses, for a credit of 1 million pesos, for a 12-month term with a rate discountthe fee will be $123,400 per month if they accredit trade sales in Banco Nación by adhering to their means of payment. For those who do not adhere, the fee will be $138,800.
Questioned about it, the president of the BNA, Silvina BatakisHe maintained that “from the Bank we support those who undertake, who believe in the country, who have dreams and who make them come true.”
Regarding financial products, he explained that “they are designed to accompany and support the development of micro, small and medium-sized companies, businesses and entrepreneurs, allowing local development, job creation, fnormalization of activities and financial inclusion”.
According to sources consulted, In this line, microenterprises and entrepreneurs have loans for Working Capital or Investment, according to your needs. Anyway, The first destination, working capital, contemplates the purchase of inputs, merchandise and/or expenses related to the activity and that reaches those resources that the enterprise or activity demands to be able to cover the habitual needs. For example, larger volume purchases of materials to take advantage of offers or better prices for quantity.
In the case of Investmentmaintain in the entity, the funds may be used in the purchase of machines, equipment, tools, spare parts for premises, office furniture, among other projects, linked to your activity that generate a lasting improvement. In general, this loan has lower interest rates and a longer term than working capital.
Source: Ambito
