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from what amount the expenses will be controlled

from what amount the expenses will be controlled

AFIP will control expenses: from what amount and how will it

In computing the minimum amount, the AFIP includes the holder’s debit cards and additional ones. On the other hand, the amounts that reach said value, but that are in concept of withdrawal of cash and any other amount that does not imply consumption, will not be monitored

Besides the minimum figure for reporting accreditations, withdrawals, account balances and time deposits was raised from $30,000 to $90,000.

With the new modifications already implemented, banks will be able to streamline operations, in addition to receiving automatic and permanent information on monthly accreditationswithdrawals, account balances, term deposits and consumption with cards.

Cards abroad

All banks enable their users to use the debit card abroad for operations carried out with funds from the savings bank in pesos. In the case of being a buy in dollars, the processing system Convert the purchase amount to Argentine pesos at an official exchange rate with taxes to debit at the moment.

It debited in the savings account will be the pesos that result from passing the dollars spent at the official exchange rate plus the PAIS tax (35%), the perception of Income Tax (45%) plus the perception of Personal Assets Tax (25%), known as tourist dollar. It should be remembered that in the event that the expenses exceed US$300, an additional tax of the amount will be applied. 25% on account of Personal Assets, known as dollar Qatar.

Banks recommend users to keep in the account the total amount that will be debited for the existence of funds, since the savings bank is not separated to overdraw.

In the event that the user has a savings bank in dollarsthe person can choose so that this is your primary account for payments abroad and also for domestic payments in dollars, like Netflix. This choice is made through home banking

Of course, the client can only pay abroad with his debit card if he has the possibility of funding it, since The exchange rate of a quota of US$200 still applies.

In the case of want to withdraw money abroad by ATM, the panorama is more complicated, since there are limits for withdrawals with both debit and credit cards. With the debit card it is not possible to withdraw dollars through a savings bank in pesos, but it is possible with one in dollars. In the case of credit cards, the limit is US$200.

Source: Ambito

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