0km and used vehicle financing in Argentina is maintained at high levels despite less demand

0km and used vehicle financing in Argentina is maintained at high levels despite less demand

In May, 27,157 garments for 0km models were registered, with a 5.8% rise compared to April and 95.3% compared to May 2024.

Photo: Infobae

In May 2025, the 0km vehicle financing in Argentina remained in high values, representing the 48.2% of total patentswhich constitutes the second highest peak of the year. This performance occurred in a context of cooling in demand, a situation that led the brands to intensify the use of their savings plans awarded to sustain sales.

Since mid -2024, financial instruments showed a positive evolution, but in recent months the growth rate slowed down. Recent stability around 46-48% participation in 0km sales And at 8% in used transfers suggest that, although the initial impulse was moderated, financing managed to consolidate as a key tool for the car market.

202505. SOOMAA. Report_financing.pdf

One of the main causes of this stabilization would be the Increase in the cost of financing, which would have stopped the expansion without causing a significant decline compared to cash operations.

In Maythey were recorded 27,157 0km vehicles sold by credit, an increase of 5.8% compared to April and an impressive rise of 95.3% compared to the same month of 2024.

It should be noted that operations financed through savings plans explain the 72% of the registered garments, compared to 28% corresponding to banks and financial. As for the used car market, the participation of credit with credit remains low, with only 7.9% of the total.

In summary, despite the deceleration in the general demand and the increase in financing, credit tools maintain a prominent role in sales dynamics, especially thanks to the active use of savings plans by automotive.

Used financing

The Financing of used vehicles It continues in low values, although, as in the case of the 0KM, since the middle of last year an improvement in the participation of this type of instruments in the total operations was evidenced. In May, garments represented 7.9% of used transfers.

Last month there were about 12,178 garments, 6.9% less than in April and 13.5% more than in May 2024.

Source: Ambito

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