ANSES retirees: how to access the express loan that provides up to 1.2 million pesos

ANSES retirees: how to access the express loan that provides up to 1.2 million pesos

December 3, 2024 – 16:30

ANSES retirees will be able to access an important benefit offered by Banco Provincia for the current month.

The National Social Security Administration (ANSES) progresses with its October payments. In that sense, the Province Bank enabled a new line of loans intended exclusively for the holders of the retirements and pensions access financing with affordable rates and terms.

This program offers three types of credit designed to meet the needs of beneficiaries, providing options ranging from coverage of personal expenses to the acquisition of goods and services.

Likewise, all loans can be requested virtually through the BIP Móvil application or in person at any bank branch. The main condition to access these loans is not to have debts registered in the Debtors Center of the Central Bank of the Argentine Republic.

Retirees and IPS pensioners

Express loan for ANSES retirees

With a limit of 1.2 million pesos, the express loan for retirees has a rate of 49% per year and a payment term of up to 36 months. The fixed fee is 5,350 pesos for every 100,000 pesos borrowed. This credit is exclusive for retirees who collect at Banco Provincia and can be processed from home banking or at the branch with immediate accreditation.

Other loans

The other two lines of credit offered by Banco Provincia for retirees are:

  • Exclusive loan for debt-free clients: This line is designed for those retirees who do not have outstanding debts registered. Up to 20 million pesos can be requested, with a fixed annual rate of 33% and a repayment period of 24 months. For every 100,000 pesos requested, the fee will be 5,746.86 pesos. If managed through home banking, the funds are credited in 24 hours; If it is in a branch, immediately.
  • Traditional personal loans: They offer loans of up to 20 million pesos, with a fixed annual rate of 59% and terms of between 12 and 72 months. For a loan of 100,000 pesos, the monthly payment will be 5,077 pesos. This credit is available for ANSES retirees and pensioners and Malvinas ex-combatants with Social Pension. The request can be made through home banking or at the branch where salaries are usually collected.

Source: Ambito

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