Four out of ten workers do not have a retirement discount

Four out of ten workers do not have a retirement discount

The incidence of labor informality differ by occupational category: that of unregistered employees reached 36.3%, that of self -employed workers recorded 61.3%and that of patterns reaped 24.7%.

The informality rate reached 42% of workers in the first quarter of 2025according to the Permanent Household Survey (EPH-Indec), and marked an increase of 1.2 percentage points (PP). Although it hits the account of the propists and the unregistered employees, which were the types of employment that grew at the expense of the registered positions.

“The important thing about this data is the change in the composition of the occupation. Employment on its own grew strong (from 21.9% to 23.5%) and unregistered salaries (from 35.7% to 36.3%) Within workers in dependency relationship, “he analyzed in dialogue with Scope, Luis CamposResearcher at the Institute of Studies and Training of the CTA – Autonomous.

Nevertheless, The incidence of labor informality differ by occupational category: the one of the unregistered wage earners reached the 36.3%, that of workers by Own account registered the 61.3% And that of the Patterns reaped the 24.7%.

This follows from the coordinated report by Roxana Maurizio and Luis Beccariaand prepared by the Employment, distribution and labor institutions (mayor)belonging to Interdisciplinary Institute of Political Economics (IIEP) of the Faculty of Economic Sciences.

In the total informal employment, salaries represented 63% (In the interannual comparison an increase of approximately 0.7 percentage points) was contemplated, followed by the self employed (34%), the Patterns (2%) and the family workers without remuneration (1%).

“The greatest weight of salaried work within informality was due to its relative importance in total employment (73%)”the specialists in the report emphasized.

Poverty among workers is deepened, hitting the informal ones more hard

The penalty for informality It was of the order of 41%, on average. That is, if a formal worker obtained a monthly income of $ 100,000, For example, an informal one with equal educational level, equal age, equal sex, in the same region, working in the same branch of activity, same occupational category and in a company of equal size received a monthly remuneration of $ 59,000.

In that line, poverty among informal workers is deepened. 28% of workers resided in a poor home during the four quarter of 2025. However, this value amounts to 45% Among the informal and is located in the 17% Among the formal ones.

On the comparison between monthly labor income and the value of the basic goods and services basket, there is also a great discrepancy between both groups of workers. “While 48% of informal employed reached a monthly labor income lower than the value of this basket, this happened in 6% of the formal,” he emphasized.

Source: Ambito

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