After a year marked by the conflict between the government and Prepaid Medicine Companies for the increase in plans, which even led the Executive to denounce a cartelization of the companies; A report of Argentine Institute of Fiscal Analysis (Iaraf) shows that the cost of a plan OMINT increased a 54% real between December 2023 and June 2025.
This rise occurred in a context of price liberalization that, after a brief recoil period, resulted in strong increases above inflation.
Prepaids: four stages in the evolution of real value
The report identifies four major stages in the evolution of the real value of the plan:
The work shows the evolution of the value of this specific plan of OMINT In constant pesos of May, showing that in June of this year the fee reached the $ 334,000. This implies an increase of 54% compared to the minimum that reached in December 2023 and is barely 1.8% lower than the maximum peak registered in September 2017, when the accumulated rise was 61%.
The most significant jump occurred in the last 18 months. After government intervention at the beginning of 2024 – which forced companies to return what inflation between January and April of that year – the values receded until they reached a minimum of $ 270,000 In May 2024. However, from that moment they resumed a bullish logic and came to be located as the third highest value in the last 15 years in real terms (May 2025).
Prepaid takes a larger portion of salary
The strong increase in prepaid also generates that the health service is carried out a higher percentage of income, also taking into account that formal wages lost purchasing power.
The report of Iaraf Take the average formal salary measured by the Ripte (Average taxable remuneration of stable workers) for this analysis and shows that prepaid spending was equivalent to 11% of the average income in 2013, while between 2016 and 2019 it reached 19%.
In April 2024, prior to the agreement with the Government, the incidence of the plan on the salary reached a maximum of 27.5%, its maximum value. Although, with the official intervention a transient decline was generated 21.4% In May, but with the subsequent price bounc 23.5% (With the ripte’s own forecast for May and June since there are no official data).
“To the extent that this OMINT plan continues to grow more than the average prices of the economy, the incidence in the average formal salary will continue to increase,” the report concludes.
Source: Ambito
