As a consequence of the high active interest rates, The default in the credits of the families climbed 4.5% in May, the highest figure since October 2021. In April the percentage had been 3.7%.
The data emerge from Report on Bankspublished on Wednesday by the Central Bank (BCRA). According to this survey, The personal loan line was the one with the greatest irregularity ratio In the fifth month of the year.
In this segment La Mora It went from 4.6% to 5.6%maximum value since February 2022. In parallel, an increase of a point in the irregularity of credit card debt was also highlighted, from 3.2% to 4.2%.
Different was the situation of mortgage and pledgee loans, where the percentages had no significant changes and were located at 1% and 3.6%, respectively.
The BCRA said that the default is below the average of the last 20 years
Also counting companies, the credit ratio to the private sector amounted to 2.6%, against April 2.2%. Despite the deterioration in delinquency, From the BCRA they clarified that the current level continued below the average of the last 20 years (3.1%). “In this context, the level of forecasting with which the sector operates continued to be elevated and exceeds the portfolio in an irregular situation by 29%,” the monetary authority deepened.
On the other hand, the central report showed that the credit to private pesos increased 3.5% real compared to April, and 88.3% in relation to May 2024. Likewise, dollars in dollars increase 7.9% monthly and 137% year -on -year.
In addition, the entity stressed that the exposure of the financial system to the public sector continued to be reduced, and that the liquidity ratio in pesos had an increase, although not the liquidity in foreign currency.
Source: Ambito
