study
Men receive significantly more pension on average than women
At the pension, a gender pension gap continues. Men get almost 500 euros more pension a month than women. The reasons are part-time employment and care work.
In Germany, men receive an average of 52 percent more pension than women. This is the result of a study published on Thursday by the entire Association of the German Insurance Industry (GDV) and the forecast for the forecast.
While women moved into an average of 936 euros in 2023, men received 1427 euros – and thus 491 euros more every month. The so -called gender pension GAP in West Germany is even greater: here men get 66 percent more legal pension than women.
The reason for the smaller difference of pensions in East Germany is according to the information, a historically higher employment of women there. GDV and forecast compared the pensions of all German counties for the study for 2023.
Pensions of women have increased more
The determined differences refer to the amounts of pension amounts- i.e. the monthly legal pension after deduction of health and nursing insurance contributions, which was acquired from their own pension claims. For 2023, the average payment amount for men and women was 1149 euros. The gender pension GAP is 491 euros.
According to analysis, the pensions of women have increased significantly more within ten years than that of men: the average pension of women rose by 62 percent from 2013 to 2023, which of men only by 30 percent.
According to the information, the gender pension GAP reflects “typical differences in the employment biographies of men and women”. Women would take over so-called care work many times, so work more often and interrupt their gainful employment more and longer than men. They would also work more often in lower -paid professional fields.
Dolce Vita in old age – pensioners have more of their money in these countries
Italy
Enjoy sweet life every day, where would it be better than in Italy? The country on the Mediterranean has been one of the loved ones of Germans forever and has been attracting immigrants with various offers such as the so-called one-euro houses for years. Now Italy has also targeted the foreign pensioners. Pensioners from Germany who move to Italy and spend at least around half of the year (more than 183 days) there will benefit tax benefits. The conditions: The discounts only apply when moving to certain locations, mainly southern Italy, including Sicily, Calabria, Sardinia and Abruzzo. Less than 20,000 people have to live in the selected new place of residence. And in the five years before the move, the place of residence must have been outside of Italy. Once these conditions have been met, the overcomers pay only seven percent taxes for all income in the first ten years – this also applies to the pension. There are no further taxes such as wealth tax.
© Blickwinkel / Imago Images
More
Open the image subtitle
Back
Further
Women usually pay less
“This means that women pay less in pension funds and retirement provision and then be financially worse than men in old age,” said the deputy GDV general manager, Moritz Schumann. That is “a significant disadvantage”. Schumann emphasized: “We cannot speak of equality here.”
Among other things, the study authors call for better compatibility of work and childcare. To this end, childcare offers would have to be expanded and fathers would have to take part in the care.
AFP
EPP
Source: Stern
