Brands show caution, although most coincide in sustaining their short -term financing plans.
The automotive were very aggressive with the 0% rateTo leverage sales. This measure, highlighted by both concessionaires and the brands themselves, was indicated as One of the factors that promoted the growth of the sector during this year.
However, in a context of greater financial volatility, with the Government Validating high rates in letters, the scenario changed: this factor ended up dragging the financial market as a whole.
Analysts had warned that, although An increase in rates could be useful to sustain the exchange ratethere was also the risk of cooling activity in different sectors.
In front of this panorama, Automotives show caution, although most coincide in sustaining their short -term financing plans. “In August we will sustain the zero rate, even putting a part of us, to maintain the conditions,” they said from a brand of the sector. From another company they added: “We will be evaluating how we continue.”
Automotives.jpeg
Similar responses are repeated among the companies consulted. “The plans are usually announced with the price lists, which, if a modification, will only be next month. For now we continue”they pointed out in another automaker, leaving open the possibility of changes in financing plans.
Along the same lines, a firm indicated that “Everything is in the process of analysis”while another reaffirmed that “They will maintain the zero rate in August and, when the time comes, continuity will be evaluated in September.”
Automotives reactivate 0% rate financing to buy a 0km
Brands like Renault, Stellantis, Chevrolet, Nissan, Volkswagen and Ford They maintain or expand their offers of credits without interest with amounts ranging from $ 10 to $ 25 million, depending on the model and brand. Some proposals include fixed installments, deadlines of up to 24 months and credits in grapes. For now, Argentine Toyota It is the only terminal that does not participate in this strategy for a commercial decision.
These tools gained prominence since April 2024, when they began to be applied with the aim of curbing market fall, which during the first quarter showed a decrease of 35% interannual.
Outstanding offers of automotive
Renault
Through Financial Mobilize Servicesoffers:
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KWID: Up to $ 10,000,000 in 12 fixed installments, 0% rate (TNA)
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Kardian: Up to $ 13,000,000 in 12 fixed installments, 0% rate
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Kangoo Express: Up to $ 12,000,000 in 18 fixed installments, 0% rate
In parallel, from its online channel Renault Store:
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Kwid: Up to $ 12,000,000 in 12 fixed installments, 0% rate
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Kardian: Up to $ 15,000,000 in 12 fixed installments, 0% rate
Grupo Stellantis (Peugeot, Citroën, Fiat, DS, Jeep, RAM)
Peugeot:
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All the range: up to $ 12,000,000 to 12 months, 0% rate
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Models 208 GT, 2008 GT and 2008 Allure: Up to $ 16,000,000 to 18 months, 0% rate
Citroën:
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Full range: up to $ 12,000,000 to 12 months, 0% rate
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Berling VU, C3 Aircross T200 and Basalt T200 SHINE: Up to $ 16,000,000 to 18 months, 0% rate
Fiat:
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Full range: up to $ 15,000,000 to 24 months, 0% rate in grapes
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Alternative: up to $ 20,000,000 (80% of the value) in 12 months, grapes
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Set at 18 months: up to $ 10,000,000, 0% rate
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Titano: Up to $ 20,000,000, 0% rate
DS automobiles:
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All the range: up to $ 22,000,000 in 12 months, 0% rate
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DS7: UVA alternative up to $ 40,000,000 to 12 months, 0% rate
Jeep:
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Renegade, Compass and Commander: Up to $ 10,000,000 to 18 months, fixed rate 0%
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Also UVA line: up to $ 30,000,000 to 12 months, 0% rate
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Renegade Willys, Sport AT and Commander 1.3 Limited AT: Up to $ 20,000 to 12 months, 0% Fixed Rate
RAM:
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Rampage: Up to $ 10,000,000 to 18 months, fixed rate 0%
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UVA: Up to $ 30,000,000 to 12 months, 0% rate
Argentina Chevrolet
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Onix, Onix Plus, Tracker, Spin and Montana: Up to $ 12,000,000 at 0% rate
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S-10: Up to $ 20,000,000 at 0% rate
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Trailblazer: up to $ 25,000,000 at 0% rate
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Spark euv (electric): up to $ 18,000,000 at 0% rate
Nissan Argentina
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Frontier X-GEAR: Up to $ 24,000,000 to 24 months, 0% rate
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Frontier XE, Platinum and Pro-4x: Up to $ 20,000,000 to 18 or 24 months, 0% rate
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The entire frontier range: up to $ 20,000,000 to 12 months, 0% rate
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X-Trail: Up to $ 20,000,000 to 12 months, 0% rate
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Kicks, Versa and Sentra: Up to $ 15,000,000 to 12 months, 0% rate
Volkswagen Argentina
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Polo: Up to $ 13,500,000 to 18 months, fixed rate 0%
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Amarok: up to $ 18,000,000 to 18 or 24 months, fixed rate 0%
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Amarok Trendline 4×2: Up to $ 18,000,000 to 12 months, fixed rate 0%
Ford Argentina
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Ranger pick-up (except raptor): up to $ 25,000,000 at 0% rate
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UVA alternative: up to 60% of the value, rate 0% to 24 months
Source: Ambito
