The banks adjusted the maximum amounts to operate in ATMs and set new commissions. Find yourself how much you can withdraw and how to change the top.
Although the use of virtual wallets does not stop growing, ATMs are still the most direct route for those who need cash at the time. Whether to pay in small businesses, cover unforeseen or simply have tickets in your hand, thousands of people depend on these terminals every day. As of September, the main banks operating in Argentina They modified the maximum extraction amounts.
The measure does not affect everyone equally: the limits vary according to the bank, the type of account and, in many cases, the client’s history. The official intention is to order cash operations, although for some users the stops can fall short.
The Central Bank also authorized a Adjustment in commissions for those who use ATMs from other entities. In those cases, the rate can climb up to $ 5,000 per operation. This makes withdraw money outside the own network will take a cost to take into accountespecially for those who depend on the cashier as the main form of access to their funds.
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Bank by bank, the new extraction limits
The daily stops that defined financial entities for extraction in their ATMs are as follows:
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Nation Bank: up to $ 150,000 per day at the cashier; Expandable to $ 500,000 from Home Banking.
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Province Bank: Limit of $ 400,000, with the option of raising it from the app.
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City Bank: between $ 800,000 and $ 1,200,000, according to the profile.
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Banco Galicia: Up to $ 400,000, but at their own ATMs it allows to reach $ 2,400,000.
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ICBC: $ 550,000 limit.
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BBVA: up to $ 2,100,000.
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Macro Bank: It maintains a cap of $ 400,000.
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Santander: Up to $ 1,000,000, according to the client category.
As for commissions, the withdrawals in ATMs of the same network but from another bank are between $ 2,200 and $ 5,000, depending on the entity. Galicia, for example, applies the authorized maximum. In ATMs of another network, the values also vary: from $ 2,640 in the province to $ 5,000 in Galicia.
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How to modify extraction limits
Those who need cash availability above daily stops They can ask for an increase. The most direct form is usually through Home Banking or Bank app. In many cases, it is enough to enter the “Operations Limits” section and request change.
Of course, not everything depends on the user: The bank analyzes the profile, the type of account and the usual movement. A client with more seniority or with verifiable income usually has more chances of obtaining a larger limit. You can also ask for temporary, useful increases for specific moments such as vacations or extraordinary expenses.
Source: Ambito
