Thanks to its official simulator, the entity facilitates calculating the final interests and amounts of investment in advance, providing predictability to savings.
In a scenario of constant inflation and exchange uncertainty, fixed deadlines They continue to occupy a central place between the savings tools chosen by the Argentines. Although the interest rates They crossed different adjustments in recent months, the most recent update placed this alternative as one of the most sought after preserving the value of money in the short term.
In this way, the National Bankfor their state support and the possibility of calculating with a Official simulator How much can be won at the end of the elected period, it is positioned as one of the most consulted entities. In addition, another of the most outstanding advantages is the opportunity to operate both in a way face -to -face in branches as electronically through the Home Banking wave Mobile application.
Next, I met the detail of how much you get with an investment of $ 200,000 In lapses of 30, 60 and 90 daysaccording to the chosen channel and taking into account the Annual Nominal Rate (TNA).
Interest Fixed Term Investments
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Fixed term at Banco Nación 2025: how much you win with $ 200,000 in 30, 60 and 90 days
According to the official simulator of the National Bankan investment of $ 200,000 to 30, 60 or 90 days It can generate different yields according to the channel chosen for the operation:
30 days
- Branch: When making the deposit in a bank office, the TNA is from 34.5% and the Annual Effective Rate (TEA) reaches the 40.52%. With these conditions, the interests generated in a month ascend to $ 5,671.23which leads the initial capital to a total of $ 205,671,23.
- Electronic: In the digital channel, conditions improve. The TNA rises to 47% And the tea to 58.59%generating $ 7,726.03 In interest and thus reaching a final amount of $ 207,726.03.
60 days
- In person: with a TNA of 34.75% and a tea of 40.21%the interests generated after two months are $ 11,424.66. In this way, the total amount amounts to $ 211,424.66.
- Online: who operate electronically get better results: with a TNA of 46% And a ASD of 55.81%the performance reaches $ 15,123.29 In interest, reaching a final capital of $ 215,123.29.
90 days
- Branch: within this period, the conditions are maintained in 34.75% of tna and 39.57% of tea. This generates $ 17,136.99 of interest in three months, with a total of $ 217,136.99 At the end of the period.
- Electronic: Again, the digital channel offers a significant difference: with a TNA of the 46% and a tea of 54.61%the interests obtained are $ 22,684.93reaching a total of $ 222,684.93 at maturity.
The difference between the two channels is explained by the Bank’s policy Encourage digital operationswhich are faster and reduce operating costs.
Source: Ambito
