Innovations and changes
What will change for you in October
Money in seconds, hedge cuts and a new electronic border system: What else does October bring for consumers?
Comprehensive real -time transfers
If you transfer money within the euro area, you can do so in real time at all banks from October 9th-and at all times. As early as January 9th, according to the corresponding EU regulation, all banks must be able to receive such real-time transfers. You must also not be more expensive than others.
More security for bank customers for transfers
More protection for consumers from fraudulent or incorrect transfers: In the future, banks will have to check for transfers in the euro area before approval whether the recipient name and the entered IBAN will match the data of the target account. The payer is informed about the result of the check within seconds and can decide on this basis whether he transfers the money or not. The banks must implement corresponding EU requirements from October 9th.
Windows 10 support ends
On October 14th, Microsoft will retire the most popular PC operating system in the world-Windows 10. This means that there will no longer be free updates for Windows 10 with which newly discovered weaknesses are ironed out. With the end of support, users then risk the victim of undiscovered and non-resolved security gaps if they do not do anything beforehand.
Upgrade refusers have another alternative that Microsoft can be paid well: The group offers private users and commercial users for another year so-called extended security updates (ESU) for $ 30 (around 27 euros).
New electronic entry system
The EU wants to start its new electronic border system on October 12th. The current system of the passport stamp is to be replaced. Arrivals and out of non-EU citizens should be extensively grasped digitally. This means that biometric data such as fingerprints and face pictures have to be provided. A transition phase of six months is planned for the introduction.
Electronic patient file mandatory for doctors
From October, doctors are obliged to use the electronic patient files (EPA) and to take new diagnoses and findings in the e-file. The EPA should make it easier to exchange document between different medical practices or with pharmacies.
Conversion to winter time
People in Germany feel like an hour again, when switching to the winter time on October 26th. Then the clocks will be set up from 3:00 a.m. to 2:00 a.m.
Hedge cuts allowed again
Garden owners are allowed to cut or remove hedges, bushes and other trees radically from October 1st. Then the closing time has ended since the beginning of March, which serves to protect nesting birds and other animals.
Dpa
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Source: Stern
