When the dollar goes up, each consumption on the card is expensive; Choosing how to pay is key to avoiding surcharges and caring for your pocket.
Every time the price increases, consumption abroad and digital services generate concern in Argentines. When calculating the summary, the 30% surcharge Better known as “Dollar Card” appears in the middle of the equation, and knowing clear options becomes essential not to overflow monthly spending
Both banks and ANSES They remember that there are legal and simple alternatives to cover those balances without paying more. Cancel with dollars previously bought or use accounts in foreign currency, save up to 23% Regarding traditional payment in pesos.
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The options to pay for your card dollars
One of the most effective strategies is to pay directly with dollars ticket. According to financial specialists, This method can be performed at the branch, by ATM ora through Home Banking. When covering the balance with currencies, 30% surcharge is avoided that makes each operation more expensive.
Another alternative advised by banks is Have a dollar savings box. Configure automatic debit from that account guarantees that consumptions are canceled in the same currency, without the bank making forced pesification or additional tax perceptions.
It is also possible perform one TRANSFER IN DOLLARS From another banking entity to the account linked to the card. This operation requires coordination before the expiration date, but ensures that the balance is covered in foreign currency and not with pesos, which avoids unnecessary surcharges.
Finally, experts recommend Check the debit card configuration Before traveling. If you are associated with an account in dollars, the expense is discounted directly from that account. On the other hand, if it is linked to pesos, the surcharge of 30%will be automatically applied, which can significantly increase consumption.
Source: Ambito
