In the middle of a context of inflation and economic volatility, many Argentines constantly look at the fixed deadlines As an option to save safely. And in that sense, the Banks adjusted their rates in recent days with the aim of attracting funds. The National Bank remains the one that offers the most attractive interest rates.
In that sense, the Central Bank of the Argentine Republic (BCRA)publicly publish a table with the rates offered by different banks for fixed online deadlines at 30 days, allowing users to compare the various proposals to decide which is the institution that offers the best performance. Therefore, Some banking entities offer rates of up to 45% for digital investments between 30 and 119 days.
For Thursday, October 2, these are the numbers of some banking entities according to the Annual nominal rate For 30 -day online placements.
What types of fixed term are there and which one suits you more
There are different fixed term modalities. He traditional It is the one that allows depositing a sum of money for a certain period from 30 days and the capital is received plus the interest generated.
Meanwhile, the fixed period adjustable by grapes (purchasing value unit) accommodates its profitability according to the consumer price index (CPI) and has a minimum placement period of 90 days. However, it is possible to proclaim it before, but with a lower rate.
Entities also offer Digital fixed deadlineswhich are hired through applications or Home Banking, which offer more attractive rates with intermediate deadline options, such as 45, 60 or 90 days, in which rates can be higher.
Choosing the most convenient fixed term depends on the liquidity that is needed, of the available amount and also of the expectation of performance in front of inflation. For the savers that they need to have their money in a short time, a Short fixed term can be adequate. While for those who can keep it for a longer time, it could be beneficial to choose longer deadlines with larger rates.
Source: Ambito
