The month of October comes with new opportunities for those seeking to maintain or grow your savings without exposing yourself to too much risk. With the adjustment of interest rates, many banks are trying to attract more deposits through options such as the traditional fixed term, which continues to be one of the tools most chosen by Argentines to protect their money.
Although the variations between entities are not so wide, there is a bank that stands out for offering a Annual Nominal Rate (TNA) higher than the system average. This difference is attractive because it can represent a greater profit in just 30 days.
Fixed term: October 2025 rates
According to data published by the Central Bank of the Argentine Republic (BCRA)the country’s main banks offer the following nominal annual rates:
He Credicoop Bank tops the ranking with the highest rate of the month, which is one 39% annually. These rates reflect the interest earned over a full year, but many savers prefer to place their money for shorter periods and renew the deposit each month.
How much do I earn if I deposit $1,000,000 within 30 days with a rate of 39%
Taking as an example a fixed term of $1,000,000 to 30 days in it Credicoop Bankwith a 39% annual ratethe estimated profit would be $32,054.79 at the end of the month. That is, at maturity they would receive $1,032,054.79.
This type of investment continues to be an accessible alternative for those who prefer to keep their money in pesos and obtain additional income without taking risks. Furthermore, if the interest is reinvested each month, the Annual Effective Rate (TEA) increases, since the returns are added to the original capital, generating a greater profit.
Source: Ambito
