In a scenario of inflation and exchange uncertainty, fixed deadlines They continue to occupy a central place between the savings tools more chosen by Argentines. In October 2025bank entities They updated interest rates of your deposits.
In this way, the National Bankfor their state support and the possibility of calculating with a Official simulator How much can be won at the end of the elected period, it is positioned as one of the most consulted. In addition, another advantages is the opportunity to operate both in person at branches and electronically through home banking or mobile application.
Next, I met the detail of how much you get with an investment of $ 1,000,000 in 30 daysaccording to the chosen channel and taking into account the Annual Nominal Rate (TNA).
Fixed term in October 2025: how much I win if I invest $ 1,000,000 to 30 days
According to the official simulator of the National Bank, an investment of $ 1,000,000 to 30 days In October 2025, it can generate different yields according to the chosen modality.
If the deposit is constituted in a form face -to -face In a branch, the TNA will be 29.50%equivalent to a Annual Effective Rate (TEA) of the 33.84%. With these conditions, you will have $ 24,246.58 of interestsso at the end you will receive a total of $ 1,024,246.58.
On the other hand, those who choose to operate through the Home Banking wave Official applicationThey access a higher benefit. In this case, the entity offers a TNA of the 37.50% and a tea of 44.68%which allows to obtain $ 30,821.92 in a month on the initial money. Thus, the final amount to expiration amounts to $ 1,030,821.92.
The difference between both channels is due to the policy of Encourage digital operations. These transactions are faster, reduce administrative costs and, in turn, allow customers to obtain greater benefits for the same capital invested.
Fixed term: fees of the main banks in October 2025
According to the website of the Central Bank of the Argentine Republic (BCRA)this is the TNA that offer the main entities in October 2025, considering traditional fixed term deposits:
- Argentine Nation Bank: 37.5%
- Santander Argentina SA Bank: 35%
- Banco de Galicia y Buenos Aires S: 37.5%
- Bank of the Province of Buenos Aires: 34%
- BBVA Argentina SA Bank: 35.5%
- Banco Macro S: 38%
- CREDICOOP BANK LIMITED COOPERATIVE: 39%
- ICBC: 35.15%
- Bank of the City of Buenos Aires: 31%
These represent the one year profitability With a fixed -term deposit and allow calculating monthly gains by dividing the percentage by 12.
Source: Ambito
