Avoid unnecessary charges when using your card abroad: learn the simplest methods to save on each dollar consumption.
Travel, hire digital platforms or make purchases from abroad implies assuming a tax surcharge if You pay by card in dollars. The good news is that there are ways to reduce that impact. Those who manage their payments intelligently will be able to keep their expenses under control without giving up comfort or services.
The dollarr card” includes a 30% additional on the original value of each consumption. However, more and more Argentines are looking for alternatives to avoid this overpricing. Some options require minimal adjustments in the way you operate with the bank, but they represent a significant savings in the medium term.
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Consumption in dollars: the recommended options to avoid the 30% surcharge
One of the most effective strategies is to pay directly in dollarseither through home banking, authorized ATMs or from an account in foreign currency. By paying in the same currency, the surcharge of the so-called PAIS tax is avoided, and only the original amount of the purchase is deducted.
Another alternative is link the credit or debit card to a savings account in dollars. Thus, the system automatically debits any international consumption from there. This also applies to streaming services, software, flights and paid subscriptions outside the country.
According to experts, this methodology is not only more convenient, but also avoid surprises in the monthly summary. Each operation is reflected without extra taxes or variations in the official exchange rate, which improves personal financial planning.
The growth of this trend also responds to a greater consumer awareness, that seeks more transparent and simple ways to manage its daily economy, without sacrificing benefits or access to global products.
Source: Ambito
