According to the provisions, the borrower of the credit must be a beneficiary who receives the non-contributory pension established in that law, and be less than 92 years old before the end of the total amortization period.
The maximum value of the credits per holder will be $85,000, and the repayment period may be 24, 36 and 48 consecutive monthly installments.
For those who opt for the 24 installments, the Annual Nominal Rate (TNA) will be 29% and the Annual Total Effective Financial Cost (Cftea) will be 36.04%.
In the case of the term of 36 installments, the TNA will also be 29% and the Cftea 37.03%, while for 48 installments, 29% and 37.55%, respectively.
The collection of the loan will be made through the corresponding discount of the benefits, explained the ANSES.
To justify this measure, the organization highlighted that “one of the main policies promoted by the different democratic governments of the last 40 years has been the reparation policies for the damage caused by State terrorism.”
“In this sense, the National State formed a comprehensive system made up of laws No. 24,043, 24,321, 24,411, 25,914, 26,564 and 26,913, which have recognized the rights of victims and relatives of victims due to the events that occurred,” he added.
For instance, he recalled that Law No. 26,913 establishes an ex gratia pension for all persons who prove they have been deprived of their liberty for political, union and/or student reasons until December 10, 1983.
Finally, he stressed that ANSES loans “boost the economy and improve these universes due to the ultimate goal of the National State, which is the common good, thus creating the necessary conditions to improve the standard of living and promote development. “.
Source: Ambito

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