70% of those who retired in 2022 did so without contributions

70% of those who retired in 2022 did so without contributions

According to Social Security data revealed by official sources, last year it closed with 442,114 retirees or new pensionersof which 313,498 they were of the required age, but did not have sufficient contributions to do so (70.9%).

Of those who received assistance from the national State through the Anses to achieve this, some 239,417 they did so through a social security moratorium and 74,081 with the PUAM. just a few 128,616 people had 30 years or more of required contributions and received their retirement without the need for a moratorium.

Last year the Anses retirement system registered 6,884,185 payments to beneficiaries. Of that total, at least 3.6 million had a moratorium and almost 290,000 the PUAM. In other words, of all the payments in 2022, almost 4 million (57%) were for those who did not have minimum contributions.

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The data becomes relevant at a time when the Chamber of Deputies is preparing to advance in the treatment of a law to have a new pension moratorium and that some 800,000 people can also retire in the next two years.

The initiative, which already has half the approval of the Senate, establishes a pension debt payment plan for people who do not have sufficient contributions to access retirement.

The project is on the agenda of extraordinary sessions called by the Executive Power until February 28 and this Wednesday it will be defended by the head of Anses, fernanda ravertain the Social Security and Welfare Commission in Annex A of the Congress.

The issue was on the agenda of the last session called in the Chamber of Deputies, which was frustrated due to lack of a quorum. In the case of the meeting with Raverta, since it is an informative meeting, it is not necessary to gather a quorum, with which the intention of the ruling party is to listen to different specialists prior to treatment in the session room.

“We are asking the deputies for this law to preserve something that in Argentina we had since 2004 and that had continuity since 2014, which is the ability to have a payment plan that allows Argentines to pay off their debt pension to access retirement”, said Raverta at the beginning of his presentation.

“What was natural since 2004 and later with the 2014 law is no longer natural today,” he said and remarked: “That is why it is urgent that we discuss this law, which is essential for 800,000 Argentines to retire this year.”

Raverta lamented that “as of January 1 at our ANSES offices every day we receive men and women who are of retirement age and we have to tell them that they cannot because there is no law, since they had to be treated in the Chamber of Deputies and unfortunately the opposition deputies did not come to work and did not give a quorum for the law to be passed”.

“If the Pension Debt Payment Plan law is not enacted, only 1 in 10 women and 3 in 10 men will be able to access a retirement,” he specified.

Regarding the financing for the Pension Debt Payment Plan, the head of ANSES explained that “the budget for this law has already been discussed in Congress and assigned. Therefore, the argument of the budget expenditure is already settled”.

Finally, Raverta clarified that “it is not a law that suits the government or the ANSES, but it is a law that suits Argentines”, since he highlighted: “The pension debt payment plan will allow continuity to the pension coverage of Argentina, which is unique in the region”.

Retirements: what the new pension moratorium is about

The project, presented in the Senate by Anabel Fernández Sagasti, establishes that people of retirement age but without the required contributions will be able to regularize missing periods until December 2008, inclusive, with a method of payment in installments that will be deducted from directly from the retirement credit obtained through the program.

Likewise, the initiative contemplates the possibility that people of pre-retirement age (women from 50 to 59 years old and men from 55 to 64 years of age) who know that they will not arrive with the necessary years of contributions, can anticipate and begin to pay for the missing periods themselves.

According to a report by the National Social Security Administration (Anses), nearly 800,000 residents throughout the country will not be able to access their retirement in 2023 if the Pension Debt Payment Law is not enacted.

Who will be able to retire with the new moratorium

According to a report made by Anses, the 800,000 people who would benefit if the law advances would be distributed in the following provinces:

  • 268,000 in Buenos Aires
  • 91,000 in the Autonomous City of Buenos Aires
  • 54,000 in Cordoba
  • 48,000 in Santa Fe
  • 29,000 in Mendoza
  • 23,000 in Tucumán
  • 22,000 in Missions
  • 22,000 in Chaco
  • 21,000 in Salta
  • 21,000 in Corrientes
  • 17,000 in Entre Ríos
  • 17,000 in Formosa
  • 15,000 in Santiago del Estero
  • 10,000 in Jujuy
  • 10,000 in San Juan
  • 10,000 in Chubut
  • 10,000 in Neuquén
  • 10,000 in Rio Negro
  • 9,000 in Santa Cruz
  • 8,000 in Saint Louis
  • 4,000 in La Pampa
  • 4,000 in La Rioja
  • 4,000 in Catamarca
  • 2,000 in Tierra del Fuego

They do not rule out a Pension Debt Payment Plan by decree

Until now, the opposition threatens not to provide a quorum in Congress to discuss the law if the ruling party does not give up moving forward with the impeachment of the members of the Supreme Court of Justice.

In an interview with Radio 10, Fernanda Raverta did not rule out that the measure be applied through a decree. “It is something that we are evaluating, although it is not easy. We will continue to dig deeper with creativity and intelligence to see how we do. It is very important that we can allow Argentines to pay off their debt and have a retirement, ”he said before the consultation.

Source: Ambito

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