The five items with the highest number of operations were supermarkets, household items, services, sportswear and insurance.
He consumption in installmentsin Argentina, got stronger in 2022. According to statistics from Central Bank (BCRA)he 53% of people registered at least one credit product through the non-bank financing system during the first semester of the year.
In that context, the 82% of Orange X customers opted for finance your consumption in installments During the past year. Of that total, the 49% decided on the plan 3 payments without interest (Plan Z), around twenty% chose to cancel on 6 installmentsand other fifteen% financed their consumption in 12 installments.
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Mariano Fuchila
In addition, the exclusive survey of fintech shows that the average ticket value it was of $8,313. And the five items that had the most consumption were stores and supermarketshousehold items, service companies, sportswear and general insurance.
The report also highlights that, during 2022, more than 123 million transactions with credit cards, which is equivalent to almost 15,000 purchases per hour in shops and businesses of the Argentina.
During the past year, almost 500,000 people they agreed to credit tools through Orange X. This is an average of more than 40,000 individuals per month. Besides, 7 out of 10 applied for their card online to buy in more than 100,000 stores throughout the country.
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Investigative Journalism Agency
Which is the generation that financed the most purchases in 2022?
According to data from Naranja X, those who most opted for consumption in quotas were the people between 29 and 45 years old (47%); followed by range 45 to 60 (35%) and the strip of 60 to 75 (19%).
Thus, the millennials in Argentina they position themselves as the generation that mainly drives financed purchasesin line with the global consumption trend that attributes 40% to them.
In parallel, the indebtedness average for each client was around $100,000. And the ranking by regions was led by the geographical area Center with 28%, followed by NOT (twenty%), Buenos Aires and pampean area (18%), Patagonia (13%), NEA (11 and Whose (10%).
Source: Ambito
