The national bank together with the AFIP confirmed a new line of loans for monotributistas. Find out more.
He National Bank offers a line of credit for various groups, such as monotributistas and dependent employees. These loans are available in amounts ranging from $1,000,000 and the $4,000,000according to the monthly income from each person. recently, since Ministry of Economythey announced a new alternative of loans addressed to all categories of monotribute.
These loans have a maximum limit of $2,200,000with a fixed interest rate of 43% subsidized by the national state. At the same time, the Federal Administration of Public Revenues (AFIP) already updated the scales of the monotributewhat it will be tax relief for millions of workers.
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Credits for monotributistas: how they work
The credits for monotributistas offered by the National Bank they have a return system in up to 120 monthly installments. Besides, are available nationwide and do not require collateral such as property or other assets. Loan amounts can be from $1,000,000, $2,000,000, $3,000,000 and $4,000,000and are intended exclusively for you to remodel, expand or build your home.
They can cover the entire budget of the work, as long as theAssistance does not exceed $4,000,000 neither him fifty% of the appraisal value of the property prior to the works. These Nation Bank loans are available for:
- Monotributists.
- Employees in a dependency relationship.
- Hired.
- self-employed
- Retirees and pensioners.
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The requirements that must be met by monotributistas who intend to take out a loan in the National Bank is that the initial fee to pay do not exceed 30% of demonstrable income.
Credits for monotributistas: step by step, how to request them
- Have on hand the National Identity Document (DNI) and photocopy of it.
- Last credit card statement or invoice for a fixed service (for example, electricity, gas, real estate tax, fixed telephony, etc.) in the applicant’s namein order to establish the domicile of the same.
- Present the documentation that requires the executive instance of the credit for the purpose of being able to reliably or demonstrably determine the net income of the applicant.
- Submit the “Census Compliance Certificate”, which certifies compliance with the aforementioned census declaration (INDEC). Failure to submit such documentation will prevent the completion of the respective procedure.
Source: Ambito
