Economy Minister Sergio Massa and the head of ANSES, Fernanda Raverta, announced Tuesday new lines of credit for retirees and pensioners.
The new line of credit for retirees and pensioners announced Tuesday by the Minister of Economy Sergio Massa and the owner of ANSES, fernanda ravertawill have a subsidized interest rate and the return may be in up to four years, in installments.
Reasons why ANSES credits for retirees are very convenient:
- The retirees will have access to a loan of up to 400 thousand pesosand for the case of pensioners, will have a cap of 150 A thousand pesosas reported by ANSES.
- There will be possibilities to return the money within a period chosen by 24, 36 and 48 installments.
- The loan will have a 29% annual cost of Annual Nominal Rate (TNA), so the interest in real terms would be higher since the rate to be considered is the CFT (Total Financial Cost).
According to what was reported by ANSES, represents the “lowest market” interest ratesince in comparison with the rate of private banks (TNA of 136%) or the program now 12 (TNA of 72.75%), the credit of the public body is very low.
Since this relaunch, the maximum amounts of the credits will go from $240,000 to $400,000 for retirement and pension holders; and from $85,000 to $150,000 for beneficiaries of Non-Contributory Benefits (PNC) and the Universal Pension for the Elderly (PUAM).
Credits for ANSES retirees: how to enroll
Registration for the new ANSES loans They began this Wednesday and must be carried out in advance and in person at the Anses offices.
The agency reported that It will also open its doors on Saturdays to speed up the start of the process.
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Credits for ANSES retirees: what are the amounts
The amounts vary according to the number of installments in which the loan is paid. According to the ANSES page, the amounts are as follows:
24 installments
- Maximum amount: $337,300
- First installment: $20,099.50
36 installments
- Maximum amount: $400,000
- First installment: $18,438.29
48 installments
- Maximum amount: $400,000
- First installment: $15,846.69
Source: Ambito
