The National Social Security Administration (ANSES) This Wednesday, the agency’s new credit line was made official, which will allow retirees to access loans of up to $400,000 with repayment in 24, 36 or 48 installments, and for retirees the ceiling will be $150,000. In addition, exchange restrictions were added within the regulations.
After being announced yesterday by its director, fernanda raverta and by the Minister of Economy, Sergio Massathe pension agency approved the rules of the program through the resolution 144/2023 published in the Official bulletin.
Dollar: holders of credits they will not be able to buy foreign currency
As of this relaunch, the maximum amounts of the credits will go from $240,000 to $400,000 for retirees; and from $85,000 to $150,000 for beneficiaries of Non-Contributory Benefits (PNC) and the Universal Pension for the Elderly (PUAM). The credit ceilings have not been modified since February 2022, and the modification will imply an increase in them of 66.67% for retirees and 76.47% for other beneficiaries.
In addition, the regulations provide that “by virtue of the nature of the credits”the respective areas of the Anses articulate with the Central Bank (BCRA) the implementation of new “information mechanisms in relation to current or future regulations regarding control of access to the exchange market for the purpose of foreign currency purchase and sale operations”.
Beyond this, ANSES points out in its Web page that the credit holders they will not be able to buy foreign currency, restriction that already applied to the beneficiaries of Non-Contributory Pensions (PNC) for the mere fact of receiving themand that will now be extended to retirees.
“Since an urgent role of the State is to generate the necessary conditions so that retirees and pensioners have access to credit and, consequently, to consumption under reasonable market conditions, it has been considered convenient to increase the current maximum amounts of credits”indicate the recitals of the resolution.
On the other hand, it is still maintained as a condition that applicants reside in the country and are not over 92 years of age at the time of finalizing the loan.
Credits for ANSES retirees: registration process
Registration for the new ANSES loans They began this Wednesday and must be carried out in advance and in person at the Anses offices.
The agency reported that It will also open its doors on Saturdays to speed up the start of the process.
Amounts and fees
As reported by ANSES, retirees will have access to a loan up to $400,000, and in the case of pensioners, they will have a cap of $150.00. In these lines, there will be Possibilities of repaying the money within a period of 24, 36 and 48 installments.
To find out how much is discounted per requested loan, we suggest you complete the following steps:
- Enter the CUIL number
- Select “Consult”
- Verify the amount to be collected and observe the discount to be made
The amounts vary according to the number of installments in which the loan is paid. According to the ANSES page, the amounts are as follows:
24 installments
- Maximum amount: $337,300
- First installment: $20,099.50
36 installments
- Maximum amount: $400,000
- First installment: $18,438.29
48 installments
- Maximum amount: $400,000
- First installment: $15,846.69
Source: Ambito
