This Friday, the operation corresponding to the granting of credits was made official
The director of the National Social Security Administration (ANSES), Fernanda Raverta announced the day before the official launch of credits of up to $400,000 which, for the first time in its history, the organization will give to active workers who are contributors to the pension system, within the framework of the Income Strengthening Program for Argentine families.
This Friday, it was made official through the Official bulletin the operation corresponding to the granting of credits by the ANSES for workers in a dependency relationship who contribute to the Argentine Integrated Pension System (SIPA) of the creditsas well as the requirements to request them.
Specifically, the resolution establishes the following points:
- He Maximum amount of the credits is $400,000.
- The annual nominal rate (TNA) is 50% for all amortization periods.
- The modality of credit accreditation it’s on a credit card that the worker has, extended by the Bank where your salary account is located and receive your monthly remuneration.
- Loan payment will be made through monthly and consecutive installments to be debited from the employee’s salary account, from the 1st to the 10th of each monthdepending on the repayment period for which the policyholder opts, in 24, 36 or 48 monthly installments.
- The limit of impact for the quota/income ratio of the remuneration of male and female workers is 20% of their salary.
- Workers will be able to access to a single requested credit within the framework of Decree No. 463/23, regardless of the amount of credit required.
The resolution also establishes that the operation will be implemented through a electronic platform who will be in charge of the General Directorate of Informatics and Technological Innovation of the ANSES.
ANSES credits: how to request it
The people reached hereby may make the request for the “ANSES Credit” through the platform created for this purpose that is available on the organization’s website.
To do this, the following procedure will be implemented:
Applicants must enter with their Social Security Code to the platform on the aforementioned website.
- The communications areas of ANSES will inform that these procedures do not have a cost in themselves and they do not use managers or third parties to formulate their procedures and in particular for this credit application.
- The applicant must confirm or modify their contact information.
- The applicant must upload the Procedure No. inserted in the DNIto validate identity through service with RENAPER.
- The application will carry out the corresponding validations in relation to the accessibility of the applicant.
- If the application did not validate the requirements, then a message will be issued to the applicant with the reasons for the rejection.
- The applicant You will be able to simulate your credit according to the established amounts and termsgenerating an electronic document that allows you to know its financial details.
- The platform will show the applicant the option to request the credit.
- To start the application process You must complete the “Loan Application”which means the express and formal acceptance of the applicant of the conditions for granting the same.
- The granting of a loan is conditional on identity validation by ANSES and compliance with the applicable legal standards and conditions in force at the time of your request.
- Said validation consists of the mandatory and personal presentation of the applicant at the ANSES Offices.with your identity identification document and with a validating code that will be sent and notified to the applicantthrough MY ANSES.
- The presentation of the validator code together with the applicant’s identity proof completes the credit application.
- The applicant has a deadline maximum of 7 business days to appear at the ANSES Offices. If you do not attend within said term, the credit application will be unsubscribed automatically.
- Once the process is completed satisfactorily, the system will communicate the approval of the loan.
- The loan amounts They will be transferred within SEVEN (7) business days of approving the request. Definitively.
Finally, as anticipated Ravertato starting Monday, September 18at 10 in the morning and until 8 p.m., interested people will be able to access the credits of up to $400,000.
Source: Ambito
