The requested amount will be deposited in the bank credit card linked to the account where the workers receive their salary and may be returned in 24, 36 or 48 installments, with a grace period of three months and an Annual Nominal Rate (TNA) subsidized by the national state of 50%.
More than 200,000 workers in a dependency relationship have already requested the new ANSES Credit line, which has been in force since this week. This was reported this Friday by the executive director of the organization, Fernanda Raverta.
“More than 200,000 people have already registered for the new line of credit, which is the most convenient on the market. For example, if the worker requests a loan of $400,000 in 48 installments, he only returns it after three months and the amount of each will be approximately $19,000. In any bank, it would be almost $50,000,” the official explained.
The ANSES recalled that those who are interested can request the loans from the website www.anses.gob.ar or from the application My ANSES; then, It must be validated in an office without appointment.
The requested amount will be deposited on the card bank credit linked to the account where workers receive their salary and can be returned in 24, 36 or 48 installmentswith a grace period of three months and an Annual Nominal Rate (TNA) subsidized by the national State of 50%.
ANSES credits for workers: requirements to access
- Be a worker in a dependency relationship contributing to the Argentine Integrated Pension System (SIPA).
- Municipal and provincial public employees of the following provinces may not apply for it: Buenos Aires, Córdoba, Chaco, Chubut, Corrientes, Entre Ríos, Formosa, La Pampa, Misiones, Neuquén, Santa Cruz, Santa Fe and Tierra del Fuego.
- Those who make contributions to their own professional funds will also not be able to access it.
- Be the holder of a credit card from the bank where you receive your salary: it does not cover non-bank credit cards issued by financial institutions.
- Residing in Argentina permanently.
- Have a work experience of no less than six months.
- Not be a casual, discontinuous, seasonal or private home worker.
- Do not have a salary greater than $700,875 gross per month.
- Be over 18 years of age and not reach retirement age at the time of full cancellation of the credit.
- Do not exceed situation 2 in the Debtors Center of the Central Bank.
- Not having a retirement or pension.
ANSES credits for workers: how to carry out the process without managers or intermediaries
- Have the Social Security Code: People who do not yet have it will be able to create it at the moment, from their computer or cell phone on the ANSES website.
- Enter My ANSES -web and app- (Monday to Friday from 10 a.m. to 8 p.m.): enter the CUIL and Social Security Code and choose the option Employee credits.
- Generate the request in the My ANSES application: There they will be able to choose the amount and the number of credit installments to request. After completing the application, a few days later they will be sent an SMS or notification to their cell phone to re-enter the application, in which they will be given a code with which they will have to go to one of the offices to complete the process.
- With the code, in an ANSES office: They must go without an appointment with their ID and the code received within a period of 10 days. After that time, the code will no longer be active and you will have to start the request again.
- Completion of the procedure: Once the request has been accepted, the requested amount will be credited to the credit card they chose in the next seven business days.
Source: Ambito
