The inflation registered an increase of 8.3% in October, below the 12.7% in September and 12.4% in August, according to the INDEC. One of the items that rose the most was Food and drinks by 7.7%. In this context, many citizens who go to the supermarket once a week look for discounts To try to generate savings and through a new strategy, it is possible to achieve a refund of at least 40%.
The tactic is to combine multiple discounts at the same time:
– Discounts on cards and virtual wallets
– Retail discounts
The tactic consists of plan visits to locals to take advantage of special discount days and take advantage of special discounts on some products to stock.
Secondly, you should take advantage of the 15% to 30% refunds that banks give in stores, when paying with cards or virtual wallets.
Lastly, the refund of 21% VAT through the tax refund program, if paid with debit or with some virtual wallets.
Thanks to this combination, for example, if someone now waits for the indicated day and makes a purchase of $12,000 with their debit card at a wholesaler, they can recover 25% (about $3,000) for the promo from their bank; and 21% (another $2,520) of the VAT refund. With which, in short, you will have spent only $6,480, 46% less.
Who can access the “Buy without VAT” program?
- Employees under a dependency relationship with income not exceeding $708,000 monthly.
- Monotributistas without additional income.
- Retirees and pensioners who receive up to six minimum wages.
- Beneficiaries of social programs, such as Universal Child Allowance (AUH), Food and Work Enhancement Card.
- Informal workers.
How can I check if I am entitled to a VAT refund?
If there are doubts if we are authorized to buy with the VAT refundmust:
- To access this page, perform a Google search using the term “Buy without VAT – AFIP” and select the option “list of beneficiaries of the refund regime” when clicked.
- When you are on the platform, you are required to enter your CUIL either CUIT no dashes or spaces in the designated field. Subsequently, copy the security code provided on the page, making sure to respect both upper and lower case when making the copy.
- Once you have provided the necessary information, click the “Consult” to check if you qualify for the refund.
Banks and virtual wallets: November discounts
Bank province
- Member butcher shops, farms and fishmongers: 35% discount. Reimbursement limit: $4,500, per week and per person. Exclusive benefit for purchases made only from a DNI Account.
- Participating greengrocers and fruit stores: 40% DNI account savings. Reimbursement limit: $2,500, per week and per person.
National Bank
- Wednesday 20% discount in DÍA, COTO, JUMBO, VEA supermarkets.
- With BNA+ Carrefour Market and express Wednesday with 20% discount.
city Bank
- Monday: 20% discount on COTO with visa, mastercard and cabal.
- MODE: 25% discount on Mondays at DISCO, JUMBO, VEA, Hiper Chango Más, Chango Más.
- Saturday: Maxiconsumo 25% savings.
Macro Bank
- Wednesday 20% MODO discount at Yaguar and Makro.
- Banco Macro BMA: 20% in DIARCO if they pay with a debit visa.
Galicia Bank
- Friday: up to 30% savings with mastercard at Chango Más, Hiper Chango Más,
- Thursday: up to 30% savings at Coto Digital, Disco, Jumbo.
hipotecary Banc
- 25% discount on Jumbo and VEA with MODO in physical stores.
Credicoop Bank
- 40% savings with MODO in Chango Más, Yaguar and Hiper Chango Más.
Santander Bank
- 30% discount at Chango Más on Tuesday 11/21
- Coto: with Women in physical stores 30% discount.
- Disc: up to 35% savings on one payment on Wednesdays.
Source: Ambito
