He National Collective of UVA Mortgages He assured that he does not demand that “the State provide money” to solve the problems generated by the increase in the values of the quotas, but rather that “the banks earn a little less”, when coming out in response to statements made by the president-elect, Javier Milei, who pointed out that the proposed solution “would hit the most vulnerable” due to the inflation it would generate.
“We did not expect another response (from Milei), because in the campaign he was very explicit with his ‘every man for himself’ thinking philosophy, but there are expressions that are very strong,” he said. Claudia Pilomember of the Collective.
Pilo’s reference was to the concept expressed last night by Milei in an interview given to the TN channel, in which He said that the Government did not put “a gun to the head” of the affected debtors to get them to take out a loan.
For her part, Paola Gutiérrez, another member of the group, pointed out that the credits adjusted by the Purchasing Value Unit constituted “a policy of access to housing and the State has to guarantee us being able to pay.”
“We will have to go to court and present thousands of lawsuits, we are going to go out into the streets and defend our homes, because housing is a constitutional right,” he added today in statements to Télam.
He claim of the UVA mortgagees It also seeks to be made visible with a signature collection campaign launched through the Change.org platform in June of last year (http://change.org/ModíficonCreditosUVAYA), with more than 48,000 signatures collected.
“The UVA loans are advancing so quickly with the interest load that there will come a time when it will be unsustainable, even so when the bank itself promises you that the maximum salary it can touch is 35%, because they pass that on to the end of the fee, becoming a snowball that is impossible to stop,” says William Walter Lupia, one of the more than 100,000 UVA debtors throughout the country, promoter of the campaign.
What did Javier Milei say about UVA credits?
In his journalistic statements last night, the president-elect, when referring to those who took out mortgage loans adjusted by UVA, said that “they took those credits based on an interest rate differential,” and that, in any case, “they would have then taken another type of credit with a higher interest rate.
In this regard, he asked the journalists who interviewed him: “If I decide to live a reckless life and, as a result, I have an injury, do you think it’s right that I pass it on to you?”
Likewise, he stressed that when establishing the system in 2016, the government of former President Mauricio Macri did not “put a gun to their heads so that they would take them.”
“It’s a really reckless metaphor,” commented Pilo, for whom “it is absolutely shameful for the inauguration of a future president to refer to an issue of this nature as a ‘tweeter’.”
In that sense, he indicated that There are about 105,000 victims throughout the countryand that these are “families who pursued the dream of owning their own home after a policy of access to housing promoted by the State with misleading advertising.”
In the television interview, Milei stated: “You made a decision in terms of income-risk and since the result is adverse you want someone else to pay for the result. That is incorrect. If you made an incorrect decision, it is you who has to take responsibility,” he sentenced.
In that regard, he argued that the issue in question is “whether you have to pay the bill for the risky income decisions made by other individuals.” “Who pays for it? The State, with the issuance of money, that is, an inflationary tax that hits the most vulnerable?” She insisted.
In this regard, Gutiérrez assured that Milei is “misinformed” since, he assured, “we are not asking the State to provide money, five years ago we asked that the banks earn a little less.”
Pilo recalled that since last September a bill to rescue those affected by UVA credits has been in committee in the Senate, and admitted that “there is no time” for its treatment in the days remaining until December 10.
Regarding the possibility of Congress approving a possible rescue law, he asked himself: “if Milei said he was going to veto the Rental Law, why isn’t he going to do the same with us?”
What are UVA credits?
The Housing Mortgage Loans regime adjusted by UVA began to be implemented in 2016 during the administration of Mauricio Macri, based on a similar experience implemented in Chile.
As loan installments are adjusted according to inflation, the acceleration of the increase in retail prices starting in 2018 complicated the situation for those taking these loans, who have since demanded an alternative way out to continue paying them.
Source: Ambito