New Year’s sales of products and services began in large banks, Izvestia learned by interviewing large credit organizations. In the outgoing year, offers of savings instruments prevail in traditional shares of credit institutions.
Thus, shares on deposit at an increased interest rate of up to 9-9.5% per annum were launched in VTB, Gazprombank, MKB and PSB, and in Expobank – up to 10%. On savings accounts in the first two organizations, they offer a yield of up to 8% and 9%, respectively. Deposits are also offered at Novikombank, Crimean RNKB, Post Bank and Ak Bars Bank.
However, having studied the parameters of the shares, Izvestia found out that in order to get a high profitability on the deposit, it is necessary to meet a number of conditions. For example, in VTB, the maximum rate of 9% is provided in the case of “new money”, interest capitalization and the connected “Savings” option when spending from 10 thousand rubles per month on cards.
To take out a loan or a mortgage on a share of Russians are invited to VTB, Raiffeisenbank, Gazprombank, Dom.RF, Otkritie and Rosbank. For example, in the latter, a sale of cash loans is available with a discount of 1% of the rate in the range of 6.9-19.4%. And the mortgage at rates higher than 4.75% and 5.7% or at the minimum initial payment are ready to issue in Otkritie and VTB.
Banks also offer Russians investment products and services, and holders of all types of cards are promised favorable conditions and gifts. In some organizations, they are ready to reward customers for spending with an increased cashback of up to 30%, and in others – with discounts on goods from hypermarkets, clothing stores, and household appliances up to 50%.
The experts interviewed believe that some of the banks’ proposals are worth taking a closer look at, but it is necessary to study all the conditions in order to avoid disappointment.
More details – in the exclusive material of Izvestia:
Food fair: banks launched New Year promotions
Source: IZ
Jane Stock is a technology author, who has written for 24 Hours World. She writes about the latest in technology news and trends, and is always on the lookout for new and innovative ways to improve his audience’s experience.
