He Sustainable Mobility insurance plays a fundamental role in this process of transition towards a model of greener and more equitable transportation: provides complete safety and protection to users of alternative means of transportation, such as bicycles or electric skateboards. This protection not only generates trust in users, but also encourages their adoption and continued use of these means to get around.
The personal mobility vehicles (VMP) enjoy great prominence, not only because their use is tremendously widespread due, among other things, to their low cost of acquisition, maintenance and consumption, their ease of driving and their agility in urban traffic, but because the frequent Incidents related to this type of vehicle led to new regulations being imposed to make their use safer.
What is insurance and what does it provide?
In general, the policies offered provide protection in case of theft of bicycles and personal mobility vehicles like electric skateboards, although, additionallythey usually also protect the life of the person driving the means of transportation.as well as to third parties through its civil liability coverage.
The insurance is complemented by a series of assistance that they point to maintenance of the vehicle or its trailer if necessary, with special focus on the user’s medical care, among other services.
The Sustainable Mobility insurance They are not only a protection and security measure for users, but they also play a key role in the promotion and consolidation of an urban mobility model more sustainable in Argentina.
Its effective implementation and active support are essential to achieve real transformation towards a cleaner and more livable future.
Road accidents and insurance
The harmfulness of the accidentswithout taking into account those in which its scope is not known, in the majority (59% of them) caused minor injuries; a 35% of the injuries are serious and there were 6% deaths.
And with respect to the cause of occurrence of the accidents, the majority of cases (61%) are due to a collision with another vehicle; followed by the fall, with 19%; and by the hitting of pedestrians, by 14% of the accidents analyzed.
While, in cases of serious injuries and deathsthis percentage of representativeness of collisions with other vehicles rises to 66% and falls, 23%.
Regarding the gender of the victims, most of them (56%) They were men. This difference is higher if the deceased are taken into account: 7 out of 10 deaths were men. And in the analysis of the age of the injured peoplealmost 60% were between 15 and 34 years old.
Road safety awareness
The good news is that Shared mobility companies have already adopted many measures to increase safety of its users. Among them, the implementation of awareness campaigns on the use of helmets, the dissemination of online guides with advice and information on regulations, carrying out breathalyzer tests, geo-fencing in areas with pedestrians and detection of unsafe behavior such as skidding. , wheel locks and tandem driving.
Source: Ambito
