The entity’s line of credit is intended for those looking to buy their first or second home, with no maximum loan amount.
The terms can reach up to 20 years, being in pesos adjustable by UVA plus a nominal annual fixed rate of 5.50% for all those clients who credit their salary in Banco Macro and 7% for those who do not receive their salaries in the entity. .
Banks continue to add to the offer of mortgage credits for those looking for an option to have their own home. Macro Bank announced the launch of its loan line designed to provide access to housing to its clients throughout the country.
The line of credit of the entity chaired by Jorge Brito It is intended for those looking to buy their first or second home, no maximum loan amount.
Deadlines can reach up to 20 yearsbeing in adjustable weights by GRAPE plus an annual nominal fixed rate of 5.50% for all those clients who prove their salary in Bank Macro and of 7% for those who do not receive their salaries in the entity.
Loans for the purchase of your Own house of Macro Bank allow financing up to 75% of the deedable value of the property, and for those who have less than 30 years of age and have their salary credited to the bank they are grants up to 90% of the deedable value of the property to be purchased, if your parents are guarantors of the mortgage loan.
“True to our purpose that Argentina thinks big, we believe that this new line of credits It is a great opportunity for our clients and their children. “We recognize the importance of offering tools that contribute to the development of Argentine families,” he said. Gustavo Manriquez, CEO of Banco Macro.
“We are the bank that is close to its clients and thinks about each one of them, creating solutions and value propositions so they can fulfill their dreams. We consider that it is not possible to think of a country that develops without an offer of mortgage credit, it is essential for the development of Argentina. That’s why At Banco Macro we work every day so that our clients can think about their future“, he concluded Manriquez.
Credits UVA Mortgages from Banco Macro
RATES
- Preferential rate if you are a client Salary Plan: TNA 5.50% + UVA
- If you do not credit your salary in Macro: TNA 7% + UVA
FINANCING
- Properties with values up to $350,000,000, we finance up to 75% of the value of the home (deed value).
- For properties with values greater than $350,000,000, we finance up to 60% of the value of the home (deed value).
- Youth Line (young people under 30 years of age; first home; with proof of assets in Banco Macro and parent deposit): Up to 90% of the value of the home (deed value)
FEE-INCOME RELATIONSHIP
- If you are a Salary Plan client: 30%
- If you do not credit your salary in Macro: 25%
REQUIREMENTS
- Employment relationship: Clients and non-clients in a dependency relationship, monotributistas and self-employed. 12 months of seniority in the company/activity. For Salary Plan clients, also 1 month of accreditation at Banco Macro.
- Age: 18 to 65 years
- Income: You can add income with your spouse or cohabitant.
Source: Ambito
