One of the most dangerous fraudulent schemes for bank clients these days is advertising New Year and Christmas promotions and gifts on behalf of credit institutions, Stanislav Pavlunin, Security Director of the Post Bank, told Izvestia.
He explained that through social networks, scammers distribute links to fake banking sites, where, allegedly, to receive a presentation, they need to enter a card and mobile phone number, as well as a one-time password for confirming the operation. Attackers can use this information to extract money from the account.
Another common scenario of fraud during this period was money luring through a fake broker’s website, said Stanislav Pavlunin. He explained: the attackers contact the victim and convince her to transfer funds to a “brokerage account” – in fact, the person transfers money to a card or electronic wallet of an individual. In December, many Russians receive bonuses and some believe that it is quite possible to use them for investment.
In addition, according to the expert, cybercriminals use the bank’s brand to communicate on its behalf through instant messengers: they send a message about payment of a certain subscription from a credit institution’s card, to cancel which the employee needs to name the “plastic” data and the code from the SMS. In fact, this information confirms the illegal write-off of money. Real banks and services do not send information about completed payments in instant messengers.
Telephone and Internet cybercriminals are traditionally active before the New Year, the Central Bank told Izvestia. The regulator recalled that scammers can be recognized by the fact that the conversation comes from a stranger, the conversation concerns the transfer of money or finding out the card number under any pretext, and also if the person is under moral pressure.
More details – in the exclusive material of Izvestia:
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Source: IZ
Jane Stock is a technology author, who has written for 24 Hours World. She writes about the latest in technology news and trends, and is always on the lookout for new and innovative ways to improve his audience’s experience.
