Since the beginning of January, 23 banks have revised rates on mortgage and consumer products upwards, follows from the monitoring of the financial marketplace Sravni.ru (Izvestia has it). Thus, housing loans in a number of major organizations rose in price by 1 p.p., consumer loans – by 0.3–3 p.p. The increase was recorded at VTB, Alfa-Bank, Otkritie, Rosbank, PSB, MTS-Bank and others.
Thus, at VTB, the interest on loans for the purchase of an apartment in new buildings, on the secondary market, as well as for the construction of a house, increased by 1 p.p. Rates on mortgage products in Rosbank were adjusted by the same indicator. Among large organizations, the conditions for housing programs were also revised in MTS Bank (+0.8–1.1 p.p.), Alfa-Bank (0.2–0.75 p.p.), RSHB (+0. 7 p.p.), St. Petersburg (+0.6 p.p.), Post Bank (+0.5 p.p.), Ak Bars and UBRD (+0.4 p.p.) .
The cost of consumer loans increased in more than 10 banks in the range from 0.3 to 3 p.p. The largest increase was recorded in Otkritie, where cash loans rose by 3 p.p. And the size of the maximum rate on credit products in the organization is 21.9% per annum, follows from the data of the Sravni.ru website as of January 17. In Sberbank, the maximum rate on loans for any purpose and refinancing programs increased by 0.3–2.3 p.p. Change in tariffs for loans in the corridor from 0.2 p.p. up to 1.2 p.p. noted in MTS-Bank, Ak Bars Bank, PSB, Absolut Bank and a number of others, the monitoring says.
In large banks, Izvestia confirmed the adjustments.
In the next six months, the average rate on consumer loans may rise to 17%, on mortgages – up to 11%, experts admit.
Read more in the exclusive Izvestia article:
They take it for growth: where loans have risen in price the most
Source: IZ
Jane Stock is a technology author, who has written for 24 Hours World. She writes about the latest in technology news and trends, and is always on the lookout for new and innovative ways to improve his audience’s experience.
