Opinion poll
Call money instead of stocks: Many investors are more cautious
Germany’s investors are considered risk-averse. The need for security has increased. The banking association sees a central reason for this.
Security instead of returns: Caution when investing is the top priority for many investors in Germany – and the trend is rising. In a survey for the Federal Association of German Banks (BdB), only just under one in five (19 percent) of the 1,003 respondents were open to taking on a higher investment risk in the future in order to potentially make more of their money.
In the survey a year earlier it was 33 percent. The proportion of those who completely rule this out rose from 25 percent to 52 percent. “The desire for safe investments in particular has increased significantly compared to the previous year,” summarizes BdB managing director Heiner Herkenhoff. “The reason for this is probably the weak economic situation.”
Real estate, overnight money and gold are popular
When asked about the most important goals when investing, security comes out on top at 66 percent. Almost half (47 percent) chose return from the given answer options, of which a maximum of two were allowed to be mentioned. Aspects such as climate protection are an issue for very few people when investing, but the sustainability aspect as an investment motive recorded the largest increase compared to the previous year’s survey, with an increase of 13 points to 23 percent.
When asked how they would invest a large amount of money in 2025 if they had it available, survey participants most often mentioned real estate (47 percent), overnight money (43 percent) and gold (41 percent). Stocks and funds are an option for 40 percent of those surveyed.
dpa
Source: Stern
