Payment market It is one of the digital wallets more popular In our country. Through the QR code or transfers, you can pay with your linked bank cards, the prepaid card of the same application or the money available on the platform. Thus, you can make transfers, enter money, pay products or even Load the up.
With the aim of staying as a leader in the Fintech sector of the region, the application proposes a new initiative that competes directly with traditional banking entities. Payment market offers a viable alternative to obtain financing in a manner fast and accessibleespecially for those who do not have access to traditional credit lines.
In this way, the financial platform allows you to request a Personal loan With one Personalized interest rateonly in a few steps. As for the requirements, the company will only request some data, but will take into account the profile information, so users must maintain a Good history and use of the credit line to access.
The same company notifies the person through a mail And in the app when this financing route has enabled, and from the platform they urge to wait for this message, since they cannot activate the option through their attention channels.
Loans They are granted without further conditions than their return, and the funds, once the operation is approved, They automatically accredit in the person’s account. Once it is granted, this money can be used for any operation that the user decides.
The financing ratesthe limit amounts and deadlines of this financing are Personalized and vary according to each profile and market conditions. This is why users have the previous option to simulate loans to know, for example, the amount of quotas and what they must pay.
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How to request a loan in Mercado Pago?
To get a personal loan for market payment, users must follow the following steps after entering the application:
- Select the “Credits” tab and do click in “Simulate loan”.
- Enter the amount That you want to request and indicate the amount of quotas you plan to pay. Remember that Mercado Pago offers until 12 installments To return the money and inform how much the final amount remains, added the interest rate.
- Select “next”, and if you agree with what is offered by the application, make click in “Remove loan”. The money will be deposited in the payment market account and will be notified when the fees must be paid.
The maximum amounts to request they can Update periodicallyeither, for example, by the quarterly review that the platform makes about user history. Consumers can also request a increase in its credit limitbut for this they have to attach a proof of income (through salary or other roads) or home.
On the other hand, all fees are fixed and monthlyand the user can always see the total amount before confirming the loan application and prior to paying each fee. These quotas are automatically debate the available balance In Mercado Pago, with immediate accreditation.
But, in case of not having enough funds, there are Other options How to pay cash in an easy payment, by transfer to the virtual wallet account via CVU, or with an external debit card.
Source: Ambito
