The virtual wallet offers a viable financing alternative for entrepreneurs, which competes directly with traditional banking entities.
Payment market It is one of the digital wallets more popular In our country. Through the QR code or transfers, you can pay with your linked bank cards, the prepaid of the same application or the money available on the platform. Thus, you will achieve the opportunity to make transfers, enter money, pay products or even load the up.
Starting or growing your own business always requires significant investment. However, in a challenging economic context, achieve financing It can be complicated. So, Mercado Pago, with the aim of staying as a leader in the sector Fintech From the region, it offers a viable alternative to obtain this money in a way fast and accessible.
This new initiative competes directly with traditional banking entities. The tool designed especially for Entrepreneurs, small and medium merchantsit offers loans in order for businesses to increase inventories, renew facilities, acquire equipment or boost growth strategies.
Payment market
Payment market
This new credit line is within the program “Money Plus”. Financing can reach up to $ 10,000,000it is offered to a 0% rate And it allows the return in installments of 7, 14, 21 or 28 days, providing an unmissable opportunity for merchants who seek to enhance their businesses.
In addition, the virtual wallet founded by Marcos Galperín, announced that when you finish returning it, if you maintain your sales level, you can request it again The times you need it. The best thing is that money is deposited instantly at the payment market and then can be removed without costs to the bank account itself.
REQUIREMENTS TO REQUEST MARKET CREDIT PAYMENT A RATE 0%
Mercado Pago, through its “Money Plus” program, offers loans with a flexible return and the possibility of renewing it unlimitedly. For this, the owner of trade or entrepreneurship must meet the following requirements:
- Turnover: A minimum average of $ 50,000 per month in Mercado Libre or Mercado Pago for two consecutive months.
- Credit history: Maintain good payment behavior if you already accessed a loan previously.
- Positive reputation: Have a good reputation in Mercado Libre, in case of being a seller.
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To know if you have a loan available to request, you have to enter your payment account and go to the “Credit” section. There, you will find the Available offers which provides the application. These proposals are Personalized And they depend on the volume of sales, the quality of the customer service and the percentage of transactions made using the virtual wallet.
When there is an offer ready to request, Mercado Pago will send you the Final proposal via mail or through application notifications, with amounts, cups, conditions and quotas They were assigned to you.
Remember that you have a period of a month To accept or reject the offer, without receiving any additional cost. The money is deposited instantly at your account and you can transfer the funds to your bank account for free.
How to request the loan of merchants in Mercado Pago?
- After verifying that you meet the requirements, enter the Payment Market application. Go to the section “Credits”to check if you have an available loan.
- I chose the amount and term of the loan that best suits your needs.
- Accept the Personalized offer That comes from Mercado Pago, through your mail or the notifications of the platform.
- The amount requested will be instantaneously accredited in your payment market account. You can, transfer money to your bank account without additional costs or use it directly from the application.
Source: Ambito
