Missing retirement provision
How much pension do you get when you have never worked?
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What if you have never worked at work all your life – do you still get a pension from the state? And how does that actually work?
To put it right away: If you never worked, you will not get a pension either.
There is an exception for parents who raised more than one child. You can acquire a pension entitlement because the pension insurance also rewardes educational work. More on this below.
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Source: Stern