The public banking of the province of Buenos Aires incorporated, since June, deadlines of 3, 6 and 9 installments to personal loans. They can be requested 100% online.
The digital wallet of the province bank, DNI accountincorporated in June a new modality of personal loans in short installments – 3, 6 and 9 months – that quickly caught the interest of users. This option allows to reduce the total interest payment and limit exposure to a volatile economic context, two advantages that explain why one in four credits granted from the app is already channeled in less than a year.
Since its launch, loans to 3 months They already added 244 operations for more than $ 56 million, with an average amount of $ 232,469 and maximums that reached $ 2 million. The highest average of this line corresponded to users between 51 and 65, with $ 325,230.
In the 6 months loansthe demand was even stronger: 377 credits were granted for a total close to $ 200 million. Here, the average per operation was $ 529,628, with peaks of up to $ 3 million. Again, the range of 51 to 65 led with an average of $ 619,013.
Option a 9 months It also showed dynamism: 320 loans were approved for more than $ 242 million, with average amounts similar to 6 months, but with a maximum of $ 5 million. The age group with the highest average amounts was that of over 66, with $ 921,756.
Access to these loans is totally digital: Users should only enter the loan button within the app and will receive a personalized offer according to their history and relationship with the Province Bank. The accreditation is carried out in less than 24 hours, without the need to present physical documentation or perform face -to -face procedures.
New logo account
The DNI account characteristics are:
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Lower total interest load when shortening the term.
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Rapid recovery of credit capacity.
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Greater personal financial organization.
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Lower exposure to abrupt economic changes.
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Competitive rates, operational agility and state support.
Among the advantages of taking a short -term loan through DNI account
- Less total interests are paid: by shortening the deadline, the amount paid for credit also decreases.
- Your credit capacity is released before: when canceling the loan in less time you can use its fastest limit for what is needed.
- It is organized better: if a reasonable amount is taken that can be covered in the short term, it is easier to plan personal finances.
- Less exposure to context: in a changing economic scenario, committing for less time can give greater predictability.
How to ask for a loan in DNI account
To request a 100% digital loan, it can be done in a simple way and in a few steps:
- Lower rates than other wallets or private platforms.
- Bank support province.
- No papers or face -to -face procedures.
- Approval and accreditation in less than a day.
Source: Ambito
