Bye ANSES credits: what will happen to those who have current loans?

According to ANSES, Decree 1039/2024, which was published in the Official Gazette this Monday, confirms something that was being done de facto, although it also prevents them from being used again as an instrument to encourage consumption in the future.

ANSES credits: what will happen to people who have current loans

The people who who took financing will continue to pay their installments as such until the established deadlines expire.

The last large batch of the so-called ANSES credits were granted during the end of Alberto Fernández’s government, with Sergio Massa as Minister of Economy, a year ago.

Massa announced theexpansion of the amounts of ANSES Credits to $600,000 pesos for retirees and pensioners and even 1 million for workers in a dependency relationship.

The workers in redependency ratio that they had salaries of up to $1,980,000 a year ago, which was the Income Tax ceiling, From then on, they could access a loan of up to 1 million pesos, which was deposited on the credit card associated with the salary account.

Regarding interests and payment methods, a Annual Nominal Rate (TNA) of 50% with the possibility of paying it in 24, 36 and 48 installments. Whose first maturity will be three months after receiving the loan.

With it, The maximum amount in force until now of $400 thousand was increased by 150% for an estimated universe of reaching more than 5.4 million people who meet the requirements.

For their part, retirees and pensioners They could access loans of up to $600 thousand. While for holders of Non-Contributory Pensions and Universal Pensions for Older Adults, the maximum amount was $250 thousand that will be deposited in the account where they collect their pension benefit.

Body sources pensions insisted that the people who entered with some financing at that time will still have between two or three years ahead of them to return the money.