Ark: What limits must be taken into account when dollars (or pesos) are deposited in an account

People in general have to keep in mind that virtual banks and wallets are Information Agents from the Customs Collection and Control Agency (ARCA). When an account exceeds certain limits and have unusual movements they have to communicate the novelty to the tax authorities.

That fits both movements in pesos and dollars. Strictly speaking, the numbers are not so high, so that almost everyone can be investigated. ARK defined new parameters that govern since January of this year. Those who carry out these processes must take into account certain factors, such as Tax Criminal Lawto avoid incurring sanctions.

How many dollars or pesos I can deposit without having problems with ark

Needless to say, you must be currencies acquired in a bank, within the quota of US $ 200 per month for each person, depending on the restrictions of the CEPO. If not, the alternatives for the acquisition of “white” dollars is the MEP, which the Most banks offers offer as an operation alternative.

On the other hand, from January 1, 2025, Arca updated the parameters from which a bank can report an unusual movement:

• Consumption, income and expenses for $ 600,000.
• Income or accreditations, deposits, extractions and final balances for $ 1,000,000
• Transfers – Only for virtual wallets – by $ 2,000,000.

In this case, $ 600,000 apply to the total Consumption with debit cards of the country, as well as total income or expenses in virtual wallets. On the other hand, in the case of one million pesos, it is applied in the total bank accreditations registered in the month, as well as in the total Term deposits constituted in that period.

Extractions are also included in the country or abroad, by window, ATM or any other medium. In the same way, the final balances of bank accounts or virtual wallets are included, taking The last business day of each month as a limit.

In the case of using $ 2,000,000 – which is only applicable to bank or virtual transfers superior to this amount -although in this case it is dollars, the banks usually do the Conversion to pesosdepending on the official exchange rate, to include it within these parameters.

The case of dollars in dollars must be conversion to pesos at the official exchange rate. What must be taken into account is that the amounts that are handled are low. It can be equivalent to a salary and that itselfor they do not imply anything extraordinary. What Ark pursues are the unusual movements that may have origin in unst declared commercial operations or products of illegal activities.

In that sense, what enters to govern is The Tax Criminal Law You can punish even evaders with jail. It is considered aggravated evasion from the $ 15 million, and the simple from $ 1.5 million. In the case of the Criminal Criminal Law, the black currency market is sought to punish.