Nursing insurance: falls the level of care 1 – and what does that mean?

Nursing insurance: falls the level of care 1 – and what does that mean?

Long -term care insurance
Supposedly the level of care 1 is supposed to be abolished – what does that mean?








Nursing insurance is in chronic financial need and the number of people in need increases with the aging of society. Does the care services occur?

According to a “picture” report, the black-red coalition is discussed about a possible abolition of the level of care 1. The background is therefore the financial problems in long -term care insurance. Leading politicians from the Union and the SPD have confirmed that such a reduction would be considered.



Official statements about this could initially be obtained. On request, a spokeswoman for the Federal Ministry of Health only referred to a working group of the federal and state governments that are currently developing proposals for sustainable financing of long -term care insurance.

All income and expenditure of long -term care insurance at a glance

The AG is extensively dealing with all income and expenses of social long -term care insurance. “This also includes the level of care and its orientation to continue to ensure targeted care,” said the spokeswoman. Results could not be anticipated so that the Commission could openly discuss. The first intermediate results can be expected in October.


Care funds in need

BKK boss Klemm: Nursing insurance must become more expensive from summer

With the level of care (levels 1 to 5), the respective support requirement is determined, among other things, dependent on how independently someone is still in everyday life when putting on, going to the toilet or the meals.




861,000 people with care level 1

Care level 1 stands for low impairments, care level 5 for a very high need for support. Loud Around 4.8 million people had a level of care at the end of 2024, including 861,000 level of care 1.


With care level 1, nurses receive free care courses free of charge. There are financial subsidies, for example, to install a barrier -free shower and for care aids such as bed deposits. In addition, up to 131 euros (so -called relief amount) are reimbursed per month, for example if a nursing service helps to shower, shop or wash laundry.

Nursing insurance: an elderly lady with a nurse in the retirement home

Opinion

The long -term care insurance and the curse of success





The costs for care increase due to the aging of society and the increase in the need for care. The long -term care insurance is in financial diets. The BUND-Länder-AG, set up in summer, is intended to make suggestions for a reform of long-term care insurance, which should be incorporated into a legislative procedure in the coming year.

Dpa

nik

Source: Stern

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