The Senate will begin to deal with the new debt restructuring bill for individuals that it presented Open Town Hall (CA) as one of his priorities, to the point of not ruling out submitting it to popular consultation in the event that, once again, the debate does not prosper among legislators. in dialogue with scope.comthe senator and president of the party, Guillermo Domenechexplained the details of the proposal and deepened his critical vision of the functioning of the current government coalition.
— What is the aim of the project linked to the restructuring of individual debts?
The project seeks to resolve a situation about which little is said, but which has a very important dimension and which the president of the Central Bank of Uruguay (BCU) It has been recognized. There is 630.00 people registered as “uncollectible” in the Central Bank and one million people registered in a commercial database, the Clearing of Reports, which prevents them, in some cases, from hiring; and above all, access consumer loans.
There are also studies by consultants that say that in Uruguay there is a salary mass of about 19,000 million dollars and that a quarter of that salary mass is dedicated to the repayment of consumer loans.
All of this tells us that there is enormous indebtedness in the country and that there is real difficulty for some people to access credit that allows them to consume products that are important to a acceptable standard of living. So, we came up with this project, inspired by comparative law since in Uruguay there is no bankruptcy procedure that allows individuals to solve their debt problems.
— What part of society is this solution specifically dedicated to?
It is mainly to solve the problem of middle class and the humblest sectors.
For all this we, in the second article, point out that debtors who want to use this procedure must prove that they are not owners of real estate other than the house or room, and that it does not have a cadastral value greater than 1.6 million. of Indexed Units.
— How do you expect this project to be received by citizens and by the financial system, which is directly involved?
The financial system is accustomed to fixing the interest and collection of credits at will. It is obvious that we think that there is going to be some resistance, but it is also true that what we are saying is that people have to pay. Don’t pay anything but a reasonable figure.
We are giving the debtor an opportunity to rejoin the credit market and to access credit for consumption and goods, which was surely difficult due to the credit difficulties he is suffering. It will benefit trade and consumers that they had a kind of civil death and that they did not agree to consume because they did not have credit available.
— The leader of Cabildo Abierto, Guido Manini Ríos, said that the party was going to give itself a deadline for the approval of this project, what does that mean?
We have presented the project. This is going to be discussed in committee, it will go through the normal legislative process, and what we hope is that the political system, which is aware of this situation, assumes responsibility and participates in solving the problem.
We do not intend to monopolize the solution, we want the entire political system to take responsibility for what has happened in the country and solve the problems of the people.
— But if the political system did not understand it, would they then be willing to collect signatures?
As we have said, if we do not have support in the political system, we will resort to the procedures provided for the modification of the constitution, which provide for the possibility of incorporating the project as a transitory provision.
— Do you think that the problem is going to be with the government coalition, which might not support this, or with the opposition?
I am absolutely honest with you: all the parties have sent us signals of interest in participating in solving the problem. We will see, once they know about the project, what degree of possibility there is of obtaining the support of the parties of the coalition or of the Broad front. For us, the important thing is to solve a problem.
Obviously, We know that with the votes of the Cabildo Abierto, exclusively, it is not possible. So, if we don’t have the votes of the coalition, we will look for the Broad Front, and if we have those of the coalition and the Broad Front, even better.
A turn of the page in the coalition crisis
— You were especially critical a few days ago when there was a debate on whether to abandon the coalition and you were quite inclined to abandon it. If, for example, the coalition did not support the project, do you think that this possibility should be reviewed and discussed again if the coalition should be abandoned if it does not support the projects of the Cabildo Abierto?
I don’t want to mix things up, we’re turning a page and we’ll see what happens. I think it would be very good for the coalition to support this project because we know that it is an issue that is of concern to society and it would be good for society to know that all the parties in the coalition support a solution like this.
— Regarding the previous controversy, linked to Minister Moreira, did a page turn, then?
Well, let’s let’s see. You speak for yourself, you don’t know what others think. We are going to try to put the issues that are of national interest ahead and try to solve them. That is our main concern. It is not in our spirit to generate confrontations with other political parties.
Source: Ambito
