Fixed Bag term: The two ways to take advantage of weights with the stock market bond

This financial vehicle, which consists of a Loan between privately guaranteed assetsis characterized by its practicality, versatility and security. And for allowing to assemble two great strategies:

The fixed term of the stock market generates yields on weekends

Unlike a fixed bank term that has a 30 -day placement minimum, the stock market can be made from a single day. For this reason, it is ideal for generate extra performance both on weekends and holidays.

For example, today, the bond is negotiated with a annual nominal rate (TNA) of about 23% For the shortest deadlines. Therefore, a Effective profitability of 0.20% placing the capital Friday for Monday.

Clearly, it is not a great benefit, especially if the total money invested is low. Nevertheless, It is better than having the weights unemployed without doing anything Throughout the weekend.

And on XXL weekends, such as those that were during the first quarter of the year, the fixed deadline of the bag helps earn a little more money.

The stock market bond provides low -cost financing

On the other hand, one of the most attractive benefits of the bond is that provides low -cost financing and with little bureaucracy.

When one places the weights to work in this financial vehicle, what is actually being done is lending them to another investor that demands that money.

Therefore, at any time, an individual can be the counterpart that takes the money from the bond, in exchange for Pay the interest rate established by supply and demand law.

“Today, it is a very economical method to finance, whether for people as for companies,” summarized the independent financial advisor Fernando Villar.

The Executive explained that, to take money borrowed through the bond, in deadlines of 1 to 30 daysjust enough have a financial account with financial assets To be able to leave these in guarantee, according to the capacity detailed by Argentine stock markets and markets (Byma).

“A person, when you ask for a loan in a bank or in some wallet type application, has certain deadlines, certain rates. But the hound is totally flexible, it can be adapted to what one wants. You can take more caution, it can be renewed, it can be resulted in the speed that one wants,” he added.

In this line, Matías Dagherodirector of CLOSING Bell Advisors, said it is a great alternative to take advantage of the potholes that may be between the collection of a salary and the payment of goods and services.

“For example, if you are receiving the salary or if you are independent and you are waiting for someone who was going to pay you and it took you a few days, prevents you from having to sell long -term investments that you had made,” The expert indicated.

“In this way, you avoid, on the one hand, the costs of buying and selling and, on the other hand, having to leave an asset perhaps not at the best time, not at a planned moment,” he said.