How to buy dollars in Argentina? Requirements, authorized and alternative channels

How to buy dollars in Argentina? Requirements, authorized and alternative channels

Buying dollars in Argentina requires meet certain requirements and choosing between banks, exchange houses or online platforms. Know the available options, what documentation is needed and how to operate in the official market or via dollar MEP. Also the so -called blue dollar.

In the midst of persistent economic uncertainty and the search for coverage against inflation or weight instability, The purchase of dollars remains an extended practice in Argentinaalthough with some regulations.

From banks to Fintechs, there are different channels to acquire currencies legally, although each one has their own requirements, costs and advantages.

Options to buy dollars in Argentina

Buy dollars in banks from Argentina

The most traditional way to acquire dollars is through banks, either through Home Bankingmobile applications or in the branches themselves. The operation is usually available during business days and at 10 a.m. to 3 p.m., although it may vary according to the entity.

To access this channel it is necessary to have an account in dollars and another in pesos in the same bank. In addition, they are due meet the access to the official marketwhich includes demonstrating blank income compatible with the purchase of foreign currency.

Dollar Blue

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Who can buy dollars?

From the general resolution 5672/2025 it is clear that it can be purchased without limits through digital channels of banks or financial entities. If you want to do it by window using cash, you can only do it up to a cap of US $ 100 per month.

Do you have subsidies, will you charge a plan or do you work in the state? You can also buy an official dollar. Another important fact is that your consumption in foreign currency with card no longer affects any quota for the acquisition of currencies.

Buy dollars in exchange houses from Argentina

They are another option enabled, although it is essential that they are registered and authorized by the Central Bank of the Argentine Republic (BCRA). In general, they demand the presentation of the DNI and, in some cases, documentation that justifies the origin of the funds. The quotes may differ with respect to banks and it is advisable to compare prices before operating.

Dollar Blue

Depositphotos

Buy dollars on online platforms and digital brokers from Argentina

In recent years, Fintechs and online investment platforms They gained ground as an alternative to acquire dollars. This segment highlights the operation known as MEP dollarwhich allows to buy dollars legally through the purchase and sale of bonds in the financial market, without monthly stop and without going through the official market.

These platforms usually offer an agile and transparent experience, with competitive contributions and without the direct intervention of banks.

General requirements to buy dollars in Argentina

Regardless of the chosen channel, there are certain Common requirements that every person must comply with:

  • Be over 18 years old

  • Have current Argentine ID

  • Have CUIT or CUIL

  • Have a bank account in pesos and/or dollars

  • Justify income: For the official market, you have to demonstrate income compatible with the purchase of dollars, through salary receipts, active monotax, an affidavit of income or accounting certification of income.

In addition, those who have received rates subsidies, credits at zero rate, or social benefits such as IFE or AUH in recent months, They cannot access the official marketas provided by the BCRA.

Dollar Blue.jpg

Depositphotos

How to buy dollar MEP in Argentina

In a context of exchange stock, the MEP dollar (Electronic Payment Market) It was consolidated as one of the most popular options for those who want to buy dollars without restrictions and legally.

This mechanism consists of buying a bonus in pesos (such as the AL30 or the GD30) and selling it in dollars after fulfilling a minimum permanence period (known as parking), currently a business day. The operation is carried out through a stock market and is not subject to the limit of US $ 200 per month of the official market.

Key recommendations before operating dollar MEP

  • Verify the price: Compare between banks, exchange houses and platforms to obtain the best price.

  • Consult schedules: Operations in dollars have specific schedules, especially in banking entities.

  • Avoid unnecessary risks: Always operate with entities registered with the CNV or the BCRA.

  • Consult with your bank or broker: If you have doubts, it is advisable to ask for personalized advice.

How to buy blue dollar

Another alternative to buy dollars in Argentina is to access the informal market, with the so -called “caves” or “trees”. It is the sale of tickets, in general, in commercial premises that, as an alternative business to their main activity, make change operations without any registration.

Dollar Blue

Depositphotos

“Change, Change” is the signal that street sellers give alive, mainly located in high -transit commercial areas and in the Buenos Aires microcenter. “Cuevas” can be found in many places, such as shops, announcers, and even newspapers.

Historically, the Blue dollar was considered an illegal market, and even pursued by the State. However, in recent years there has been a kind of release of that activity, although with the release of the restriction in the formal sale of dollars, the parallel operation was significantly reduced.

In 2025, Buying dollars in Argentina is still possible but with multiple conditioning.

Source: Ambito

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