Fixed deadlines: rates are approaching 50% per year and doubles inflation

Fixed deadlines: rates are approaching 50% per year and doubles inflation

August 16, 2025 – 19:51

The fixed deadline rates rose again and in some cases touch 50% per year, according to the Central Bank comparator. In a context of lower liquidity and monetary squeery, some banks offer yields that double monthly inflation.

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The rates of the fixed deadlines They are still rising Before the least liquidity in the economy and some banks already offer almost 50% per year at 30 days. The movement occurs in a context of Monetary tourniquet And in parallel with the Upload of stock and LECAPS cion.

According to the fees comparator of the Central Bank (BCRA)the Annual Nominal Rate (TNA) For 30 -day placements it ranges from 35% and 48.50%according to the entity.

With monthly inflation near the 2%fixed deadlines are consolidated as a profitable option in real terms: the Effective monthly rate (TEM) Trepa al 4%that is, the double that the CPI.

As for Minimum deadlines and amountseach bank establishes its own conditions, although most maintain the standard scheme of 30 days. The rate offered may vary according to the fixed term modality: traditional, with automatic renewal or under special conditions for digital clients.

With this scheme, fixed deadlines gain attractive to inflation, although analysts warn that the Rate adjustment is part of a scenario of High monetary and financial volatility.

Fixed term: What rate pays each bank, this Saturday, August 16, 2025

  • Mortgage Bank 48.5% TNA (for not customers, in the case of customers is 45.5%)
  • Tierra del Fuego Bank 46%
  • VOII BANK 46%
  • BICA 45% BANK
  • Ulá 45%
  • MERIDIAN BANK 44.25%
  • Reba 44%
  • Nation Bank 44%
  • Banco Mariva 44%
  • CMF Bank 44%
  • BANCOR 44%
  • Bank of Corrientes 44%
  • SUN BANK 44%
  • Regional Credit Financial Company 44%
  • Macro Banco 43% (preferential and select by digital channels, up to $ 5 million)
  • Galicia Bank 43%
  • COMAFI BANK 43%
  • ICBC 42.85%
  • CREDICOOP BANK 42%
  • Bibank 42%
  • PATAGONIA BANK 41%
  • BBVA 40%
  • BANK 39%
  • Santander 38%
  • Julio 38% Bank
  • Chubut Bank 38%
  • CRETICOOP 37%
  • Supervielle 37%
  • Dino Bank 35%

Source: Ambito

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