How to build an investment portfolio that provides an income in dollars every month

The local financial market is going through a high volatility scenario And, in the face of this, investors prioritize their savings. An alternative is to build a portfolio that allows obtaining a periodic income in dollarssafeguarding capital and generating income in hard currency.

In the last three months, the country’s political and economic scenario complicated something for the government. The unprolition of the Lefis, the Treasury surprise tenders and the recent setback in Congress for the ruling Doubts about how you get to the end of the year.

Given the situation, the specialists began to recommend that the most conservative savers and investors who want to “sleep peacefully” and forget about financial fluctuations build a Investment portfolio with bonds and yields to generate a monthly income flow in dollars.

A mixed wallet of bonds and yields

“Investors seek to increase their capital mainly in two ways: due to increases in assets in which they already invest through dividend charges (shares) and interest (bonds). Those who want to obtain a regular flow of dollars, can design a portfolio of bonds and negotiable obligations, or also with certain yield Germán Marin.

The Executive explained that, to achieve this, we must diversify and select corporate bonds that have a good balance between credit rating (risk) and performance rate (reward). These provide an internal return rate (IRR) around Between 7% and 8% annual in dollars.

Marin explained that an option would be to invest in ten assets with maturities ranging from 2028 onwards: IRCP (IRSA), MGCM (Pampa Energía), HJCG (John Deere), DNC7 (Edenor), TLCP (Argentine Telecom), ARC1 (Airports 2000), VSCD (Energy view), YMCI (YPF), TLCM (Argentine Telecom) E YM34 (YPF).

“On the other hand, we have the transfer, many of whom provide the investor for a regular income for dividends, as is the case of Altria Group (MO) that rewards quarterly and with annualized yields that in the last five years rolled 8%. Many companies frequently pay, such as the classic case of Coca-Cola (KO) and Johnson & Johnson (Jnj)which return by dividends an average of 3% annual, and quarterly payments. AT&T (T)another giant with these characteristics, offers attractive dividends of the order of 6.5% per year, “added the Executive.

A simple portfolio with only negotiable obligations

For its part, the independent financial advisor Arian Chiarandon He explained how to build an investment portfolio in dollar with Only eight negotiable obligationswhose payments of combined interests allow to generate a monthly flow of funds to face the economic and political risks of the country that could impact savings in pesos.

First, the expert advised to bet on negotiable obligations YM34 and YMCJ of YPF and for the PN36 of Pan American Energy, three papers linked to oil companies of the highest level that “are in price” and offer good performance. These titles pay in January, March, July and September.

Then, of the energy item, Chiarandon spoke of the GN47 of Genneia, which pays in April and October, and of the YFCM of YPF Luz, which distributes its income quarterly in February, May, August and November.

Finally, the dollar investment portfolio would be completed with the bonds BACG from Banco Macro (with payments in June and December), TLCQ of Telecom Argentina (with payments in January, April, July and October) and Ozc3 of Edemsa (which distributes the rent in May and November).

“It is an interesting porter of on different items. Obviously, each with its different risks, but generate an interesting annual funds,” Chiarandon summarized.