Payments in dollars by credit card that are made abroad today will be paid at the quoted price of the day the bill is paid. If the projections are taken into account, all future spending should be done in this way, given that the blue dollar is expected to continue to rise and well above the tourist dollar.
The increase in the perception was made by the general resolution (AFIP) 5232 -modifying the General Resolution (AFIP) 4815- and applies from Thursday, July 14, 2022, inclusive. That means that all operations prior to that day will not be affected by the additional increase of 10 points, so the perception will be 35% and not 45%.
On the other hand, those who are authorized to buy savings dollars with the monthly quota of US$200 will have the best price on the market today. Therefore, one option could be to buy in the official market, but save them to sell the tickets later and pay in pesos.
Sebastián Domínguez, CEO of SDC Tax Advisors, explained: “Currently, it is convenient to pay expenses abroad with a credit card and then pay the balance in pesos for the following: If you have dollars in cash and you are not a buyer of solidarity dollars , you can carry out a stock market operation to transform them into pesos at the implicit exchange rate “Dollar MEP”. Currently you would get around $ 285 for each dollar bill you have “.
“If you cancel the balance of the credit card in pesos, you are going to pay around $240 for every dollar considering the current official exchange rate. That is, you are going to use fewer dollar bills to pay for consumption abroad with a credit card. credit,” he added and recalled: “In some jurisdictions, the cost of the stamp tax on consumption must also be considered. For example, in CABA it is 1.20%. The risk to consider is that there is a relevant devaluation of the peso before that you can pay the balance of the card summary and that the MEP dollar does not increase in a similar proportion”.
As for purchases in the free shop, they are not covered by the PAIS tax or the 45% collection, so it is still convenient. The only change that exists in this case is that payment in installments is no longer allowed.
AFIP: how to request a refund of surcharges for purchases in dollars
It should be remembered that receiving 35% or 45% is considered an advance payment of Income Tax. Therefore, those who are affected by this tax will already have a part of this tax covered.
While those consumers who are not may request a full refund of the perception. The procedure is done before the AFIP, but it should be noted that the return of that money usually takes more than a year until the deadlines are met.
Ambit tells you how to request the return of 35% of Earnings, after the increases in the tourist dollar and savings dollar or solidarity dollar.
Source: Ambito
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