Domestic workers will be able to access a free bank account: what are the requirements

Domestic workers will be able to access a free bank account: what are the requirements

As detailed from the financial institution, those people who carry out cleaning, maintenance or any related activity at home can join; of assistance and accompaniment to adults, the elderly or minors, and those who perform non-therapeutic care for sick or disabled people.

The account is called simple nationhas a 100% free opening and includes the salary account with a debit card and a credit card Visa or Mastercard also free of charge, with the initial limit equivalent to a minimum wage”, they indicated.

Today, a Minimum Vital and Mobile Wage (SMVyM) It is equivalent to $65,427, so this will be the initial amount authorized for consumption for credit cards requested by domestic service workers. Then, the roof will go down, along with each update of the SMVyM.

Account Requirements

In order to access the Simple Nation account, the first thing workers must do is verify that their employer has registered them correctly with the AFIP. The account must be opened personally by the employee. To start the application, you need a National Identity Document and the last salary receipt that proves the minimum weekly hours required, which are 12.

The salary account allows you to collect your salary by transfer and carry out operations at all ATMs, both in the Link network and in Banelco, without limit and without cost.

The Simple Nation account service package also allows you to request a loan, for which you need, in addition to your DNI, the last three consecutive salary receipts showing at least 12 hours of work per week. The maximum amount will depend on the average monthly income of each worker.

What are the benefits

With the Simple Nation account for workers in private homes you can:

  • Access accounts, cards and pay in stores from your cell phone with the BNA+ application.
  • Take advantage of the exclusive promotions called Nation Week in items such as perfumery, pharmacies, neighborhood shops, wholesale and retail supermarkets.
  • Buy at the BNA store with the possibility of choosing from thousands of products and paying in interest-free installments.
  • Access the benefits program by accumulating points (they can be exchanged for prizes).
  • Participate in financial education programs promoted by Banco Nación.

Source: Ambito

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