Virtual wallets have different benefits for their customers. Among them, the automatic investment tools with which passive returns can be generated from the account balance.
The Fixed deadlines they are always an option for savers. However, with the increased use of digital wallets In Argentina, many users decided to opt for them when making the pesos pay. But which are the most convenient?
The virtual wallets They have different benefits for their customers. Among them, the auto investment tools with which passive returns can be generated from the account balance, without the need to block the money as occurs with a fixed term. It is an easy and accessible option for pay the salaryas opposed to having it in a bank account that does not pay interest on deposits.
Making paychecks work: which wallet offers better returns
This week, Prex led as the best performing virtual wallet offering an annual rate of 94.33% (7.86%) per month. That is why if you deposit 30 days, $100,000 you will receive: $107,860.
Personal Pay promises a rate of 94% (7.83%). In this way, $100,000 of 30-day balance will become: $107,830.
Pierapolo Barbieri’s virtual wallet offers a rate of 90.71% (7.55%). So, an investment of $100,000 30 days will leave principal plus interest: $107,550.
The market leader in number of users offers a TNA of 86.2% (7.18%). In this way, if you deposit $100,000 within 30 days, you will get $107,180.
This wallet offers a TNA of 78% (6.5%), one of the lowest rates, so if you deposit $100,000 in 30 days, you get $106,500.
Should you invest in digital wallets?
If one takes into account that a traditional fixed term pays 118% per year, we can say that in terms of performance they are not convenient. However, while in a fixed term the money cannot be withdrawn for a period of less than 30 days, in virtual wallets the money can be withdrawn at any time and even add money without restrictions.
Source: Ambito
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