In a highly inflationary context, Retirement plans They position themselves as a competitive option to generate additional income, beyond its traditional function as savings funds voluntary contracts that are contracted with an insurance company to guarantee long-term capital, generally associated with the cessation of working life.
In that sense, San Cristóbal Retirement Insurance presented the accumulated returns of its Retirement Plans 2023 which, on balance, allowed beat inflation. For example: the Future or Project plans had a accumulated return of 225% against an inflation of 211% and versus the 165% that was obtained for a bank fixed term.
Meanwhile, the Gold Convertible Investor plan –a withdrawal policy in dollars, but which is subscribed and redeemed in pesos– yielded 365%. The numbers show that they are strategic savings and investment instruments in a context of financial volatility.
In complex months in terms of economic volatility for Argentina, we must not let the challenging context override our ability to make good financial decisions. There are investment options that we can explore, not only to earn more capital, but to have greater predictability in the future.
Retirement Plans: what advantages they offer
Retirement plans are a solid savings instrument that allow you to earn more capital, while guaranteeing predictability and economic peace of mind in the future. Within the additional benefits that present this type of insurance, we can mention the exemption from personal property tax and the income tax deduction, obtaining a minimum insured return and the guarantee of 100% of the contributed capital.
Furthermore, it is a simple way to capitalize, without needing financial knowledge, and offers a High profitability if invested with the help of specialists. This means that many policyholders hire the product motivated by these unique characteristics.
Source: Ambito
I am a 24-year-old writer and journalist who has been working in the news industry for the past two years. I write primarily about market news, so if you’re looking for insights into what’s going on in the stock market or economic indicators, you’ve come to the right place. I also dabble in writing articles on lifestyle trends and pop culture news.
