For those who charge in pesos and want to pay for a plane ticket or consume abroad, the payment method chosen is not the same.
He tourist dollar rises without stopping and the week ended one step away from reaching the $1,400 mark. In this way, it remains the most expensive exchange rate on the marketby surpassing his follower by more than $300, the Cash with Settlement (CCL). In this framework, it is important to know how to spend and how to pay when making expenses in Dollars.
The first link to understand is that for people who collect their salary in pesosand they want travel abroad, is not the same pay with card creditthat of debit or in cash. This is because, depending on which payment method is used, the expenses will be calculated in relation to different exchange rates. In that framework, it can mean savings of around 40%.
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Consume with debit and pay with your own dollars
If you follow the normal way of expenses and payment of consumption made abroadthe amounts consumed will be pesified to the tourist dollar. However, since it is not convenient because this is the most expensive exchange rate on the market, it is useful to know that There are some ways to prevent that from happening..
Pay the bank with your own dollars It is one of the possible ways. In that way, for example, the traveler can buy MEP dollarwhich is currently trading at $1,036.16and use those dollars obtained for $360 less – each – than what it would have cost if the calculation had been done by the bank, since it would have taken into account the value of the tourist dollar.
Those digital greenbacks can be sent to the dollar savings bank for set upthrough the bank, which expenses in dollars with the Debit are debited from said savings account. In the event that the funds are not sufficient, the shortage could be debited from the savings account in pesos at the rate of the tourist dollar.
In this framework, it is worth clarifying that the MEP dollar purchase it is an option legal, has no purchase limit and that can be done with simple steps from different banks, brokerage companies and digital wallets.
Credit card and cancel before expiration
The other option is to pay with credit card and days before the summary expires -date where the debt is pesified and taxes are added- cancel debt in hard currency. As long as the debt is settled within the period from closing to expiration of the statement, taxes will not be applied.
To use this method, it is necessary not having automatic debit configured. If you have it enabled, you must request the “Stop Debit” and manually enter payment in dollars.
Source: Ambito
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